Federal Deposit
Insurance Corporation

From: Kelly Connell [mailto:KConnell@elcentroinc.com]
Sent: Monday, October 18, 2004 2:22 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

I oppose the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communities.
Thank you for your consideration,

Kelly Moema Connell
Financial Literacy Coordinator
El Centro, Inc. Macias-Flores Family Center
290 South 10th Street
Kansas City, KS 66102