Federal Deposit
Insurance Corporation

From: Rstenh174@aol.com [mailto:Rstenh174@aol.com]
Sent: Friday, October 15, 2004 4:36 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

I oppose the FDIC proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communities.

Rev Richard Stenhouse
Bethel Community Development Corporation
1525 Michigan avenue
Buffalo, New York 14209