From: Andrea Groves [mailto:agroves@cityheightscdc.org]
Sent: Thursday, October 14, 2004 12:11 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50
I oppose the FDIC's proposal to allow banks with assets above $250 million
to be examined as small banks under the Community Reinvestment Act. This
policy would reduce lending, investments and services in low-income
communities.