Federal Deposit
Insurance Corporation

From: kimpratt@eatel.net [mailto:kimpratt@eatel.net]
Sent: Wednesday, October 13, 2004 4:10 PM
To: Comments
Subject: RIN number 3064-AC50

I oppose the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communities.

For 2 years, I was the executive director of a non-profit working to revitalize a targeted area on Milwaukee's near south side. Since then, I have gone back to school to pursue my PhD in Urban Studies. I can personally attest to the importance of the CRA. Please give this matter your serious consideration. thanks

Kimberly Pratt
6231 Wainwright Drive
New Orleans, LA 70211