Federal Deposit
Insurance Corporation

From: Harry Wexler [mailto:Wexler@hwfco.com]
Sent: Wednesday, October 13, 2004 4:34 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

Madam/Gentleman:

As a consultant who has worked in the field of housing and community development for over 30 years I oppose the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communities.

Harry Wexler, Partner
Holt, Wexler & Farnam
900 Chapel Street, Suite 620
New Haven CT 06510
203 772-2050 X14
203 782-6144 (FAX)