From: Stan Steele [mailto:steeles@diakon.org]
Sent: Wednesday, October 13, 2004 7:30 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

As a community developer, I oppose the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communalities.

G. Stanley Steele
Diakon Lutheran Social Ministries
1900 St. Paul Street
Baltimore, Maryland 21218
(410) 752-7013