From: Bonnie [mailto:AROC@neo.rr.com]
Sent: Thursday, October 14, 2004 1:34 AM
To: Comments
Subject: comment

"I oppose the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communities."

Bonnie Valentine
948 Chalker St.
Akron, OH 44310