Federal Deposit
Insurance Corporation

From: Kammann, William [mailto:WKammann@co.cochise.az.us]
Sent: Wednesday, October 13, 2004 10:25 AM
To: Comments
Subject:

RIN Number 3064-AC50

Please withdraw the proposal to quadruple the threshold for the CRA “streamlined” exam to $1 billion. The proposal would undermine the intent of CRA by decreasing regulatory incentives for mid-sized banks to make investments to and provide services for underserved communities.

Sincerely,
William F. Kammann