Federal Deposit
Insurance Corporation

From: Nancy Fritz [mailto:nfritz@ccap-me.org]
Sent: Tuesday, October 12, 2004 2:42 PM
To: Comments
Subject: RIN 3064-AC50

This e-mail is sent to oppose the changes currently being considered in CRA regulations. Please do not increase the definition of a small bank from $250 million to $1 million. Making this change will exempt all but one bank in the state of Maine from the three-part exam. This change would have a negative impact on low and moderate income people in our rural state.

Respectfully,

Nancy E. Fritz, Executive Director
Coastal Community Action Program
P.O. Box 808
Rockland, ME 04841
Phone: 207-596-0361 Fax: 207-594-2695