Federal Deposit
Insurance Corporation

From: Dan & Carrie Dauner [mailto:daunercd@core.com]
Sent: Saturday, October 09, 2004 9:00 PM
To: Comments
Subject: RIN 3064-AC50

I strongly oppose the proposed rule changes in teh Community Reinvestment Act. Rural communities will be most negatively affected by this action. The changes would result in harmful reductions in services to poorer communities, especially in rural areas where access to services would be severely limited.

Carrie Dauner