Robert E. Feldman
Executive Secretary
Attention: Comments/LegalISS
Federal Deposit Insurance Corporation
550 17th
Street, NW
Washington, DC 20429-9990
Re: RIN 3064-AC50
Gentlemen:
Please do not increase the definition of a small bank from $250 million to
$1 billion. Making this change will exempt more than 90 percent of the rural
banks you regulate from the three-part exam. Also, do not provide CRA credit
for activities which do not benefit low and moderate income people and
places. It is hard enough to develop rural communities. These changes would
be a blow, reducing rural lending, investments and services.
Respectfully,
Suzan Lena
Reno, NV