From:
Hyatt Simpson [mailto:dchyatt@yahoo.com]
Sent: Tuesday, October 05, 2004 9:31 AM
To: Comments
Subject: RIN 3064-AC50
Robert E. Feldman
Executive Secretary
Attention: Comments/Legal ISS
Federal Deposit Insurance Corporation
550 17th Street, NW
Washington, DC 20429-9990
Re: RIN 3064-AC50
Gentlemen:
Please do not increase the definition of a small bank from $250 million
to $1 billion. Making this change will exempt more than 90 percent
of the rural banks you regulate from the three-part exam. Also, do
not provide CRA credit for activities which do not benefit low and
moderate income people and places. It is hard enough to develop rural
communities. These changes would be a blow, reducing rural lending,
investments and services.
Respectfully,
H. Simpson
12004 Johns Pl.
Fairfax, VA 22033
