From: BnJDunham@aol.com [mailto:BnJDunham@aol.com]
Sent: Tuesday, September 28, 2004 9:18 PM
To: Comments
Subject: CRA - RIN 3064-AC50

Gentlemen,
Please note my strong opposition to proposed gutting of the Community Reinvestment Act. The Act has been an effective and necessary control against greed and corruption in financial institutions. To gut it now would be disasterous to low-income Americans, especially in non-metropolitan areas.
Respectfully,
Robert W. Dunham
1113 Batchelor Road
Apex, NC 27523