Federal Deposit
Insurance Corporation

From: LISA.VALDEZ@UBS.COM [mailto:LISA.VALDEZ@UBS.COM]
Sent: Thursday, September 23, 2004 12:00 PM
To: cra@ruralstrategies.org; Comments
Subject: Community Reinvestment - RIN 3064-AC50

name: LISA VALDEZ
address: 723 UNDERCLIFF AVE
city_st: EDGEWATER, NJ
zipcode: 07020

I strongly oppose the proposed rule changes in the Community Reinvestment Act (RIN 3064-AC50). This action will do harm to rural communities. : Please allow the "American Dream" to continue for all Americans.