From: jlvelardi@yahoo.com [mailto:jlvelardi@yahoo.com]
Sent: Thursday, September 23, 2004 11:24 AM
To: cra@ruralstrategies.org; Comments
Subject: Community Reinvestment - RIN 3064-AC50
name: Joan Velardi
address: 89 Rutland Road
city_st: Glen Rock, New Jersey
zipcode: 07452
I strongly oppose the proposed rule changes in the Community
Reinvestment Act (RIN 3064-AC50). This action will do harm to rural
communities. : We stopped redlining long ago - why change this rule -
all banks should be within compliance regarding reinvesting in poor
communities.