From: Maureen Williams [mailto:Maureen.Williams@valley.net]
Sent: Monday, September 20, 2004 8:55 AM
To: Comments
Subject: RIN 3064-AC50, Community Reinvestment

Dear Mr. Feldman,

I am storngly oppopsed to the proposal to weaken the CRA. I understand that it will result in fewer home loans and small business loans to low and moderate income people like myself, as well as loans to our communities.

please withdraw this proposal.

sincerely,
Maureen Williams