From: Mary Morrissette [mailto:mmorrissette@sbcglobal.net]
Sent: Monday, September 20, 2004 6:27 PM
To: Comments
Subject: RIN number 3064-AC50
REGARDING Community Reinvestment 12 CFR Part 345
I most definitely OPPOSE the FDIC's proposal to allow banks with
assets
above $250 million to be examined as small banks under the Community
Reinvestment Act. I sincerely believe that this policy change would
reduce
lending, investments and services in low-income communities. At a
time when
community and business development is critically needed in low-income
areas,
the proposed FDIC policy change will hurt our communities, both urban
and
rural.