From: Jerry Cavanaugh [mailto:jcc@stellarnet.com]
Sent: Friday, September 17, 2004 7:30 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50
I am writing to oppose FDIC's proposal to have banks with assets
under
$1 billion to have the limited exam. This proposal would serve to
threaten the Community Reinvestment Act. The changes would only harm
low income communities by giving banks a freer hand to deny basic bank
services to members of a low income community.
Jerry Cavanaugh, Executive Director
Spirit Lake Community Development Corporation
PO Box 31
Saint Michael, ND 58335
Office 701-766-4184
