From: Chris and Lois Brown [mailto:draco11212000@yahoo.com]
Sent: Sunday, September 19, 2004 2:14 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50
I oppose the FDIC's proposal to allow banks with assets above $250
million to be examined as small banks under the Community Reinvestment
Act. This policy would reduce lending, investments and services in
low-income communities.