From: Garrick Harmel [mailto:grharmel@yahoo.com]
Sent: Saturday, September 18, 2004 10:32 AM
To: Comments
Subject: Community Reinvestment -RIN 3064-AC50
To whom it may concern,
Hello, my name is Garrick Harmel and I am a graduate
student at Clark University. I recently learned of
your proposal for the community reinvestment act, and
wanted to voice my opinion.
"I oppose the FDIC's proposal to allow banks with
assets above $250 million to be examined as small
banks under the Community Reinvestment Act. This
policy would reduce lending, investments and services
in low-income communities."
If you have any further questions, please feel free to
contact me directly.
Thank you for your time and consideration.
Garrick Harmel
Graduate Student
Community Development and Planning
Clark University
