From: kim hadley
[mailto:kimhadley@pawtucketcdc.com]
Sent: Friday, September 17, 2004 8:08 AM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50
"I oppose the FDIC's proposal to allow banks with assets above $250 million
to be examined as small banks under the Community Reinvestment Act. This policy
would reduce lending, investments and services in low-income communities."