From: John Settles [mailto:jfsettles@comcast.net]
Sent: Friday, September 17, 2004 9:23 AM
To: Comments
Subject: Proposed Legislation
The proposal to allow banks with under 1 billion dollars in assets
to take the limited CRA exam would in my opinion undermine the spirit
of the legislation and negatively impact underserved communities
at a very sensitive economic and social period.
