From: James E. Hartling [mailto:jhartling@urbanpartners.us]
Sent: Friday, September 17, 2004 3:32 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50
I strongly encourage you to raise the small bank limit to $500
million, rather than $1 billion.
Raising the limit to $500 million is an appropriate reflection of
changing economic and business circumstances since 1995; raising the
limit beyond that level will seriously weaken accountability by lending
institutions to their communities and further reduce access to capital
for struggling small businesses and micro-entrepreneurs.
