From: Danny Coffey
[mailto:scbpres@glasgow-ky.com]
Sent: Thursday, September 16, 2004 9:56 AM
To: Comments
Cc: psmith@aba.com; ebale@glasgow-ky.com
Subject: Streamlined CRA proposals
South Central Bancshares of Kentucky, Inc, owns five community banks
with total assest of approximately $775 million. We support the
streamlined small bank CRA thresholds of $1.0 billion without regard to
the size of the bank's holding company.