From: mcintirm@emu.edu [mailto:mcintirm@emu.edu]
Sent: Wednesday, September 15, 2004 5:06 PM
To: Comments
Subject: SPAM::RE: RIN 3064-AC50

name: Margo McIntire
address: 114 Garbers Church Rd
city_st: Harrisonburg, VA
zipcode: 22801

I strongly oppose the proposed rule changes in the Community Reinvestment Act (RIN 3064-AC50). This action will harm to rural communities. : This action may make the American Dream of owning your own home a fantasy for those in poor and rural communities, not to mention severely limit other community development needs. This change is destructive to America's future. I urge you to discard the proposed rule change. Thank you for your consideration.