From: Robert Johnson [mailto:RJohnson2@frontierbank.com]
Sent: Wednesday, October 29, 2008 12:10 PM
To: Comments
Subject: RIN # 3064-AD37"

The Debt Guarantee Program rate of 75bp is way too high. Please reduce the rate to really help banks.

Robert D. Johnson
Vice President and Branch Manager
Frontier Bank
Portland Office
2416 NE Fremont Street
Portland, OR 97212
Office: 503-249-7405
Fax: 503-236-0810
Cell: 503-453-5967
Email: RJohnson2@frontierbank.com