From: Charles H. Jones [mailto:Charles.Jones@cvcb.com]
Sent: Wednesday, October 29, 2008 12:05 PM
To: Comments
Subject: RIN #3064-AD37

I feel the DGP fee of 75bp is too high and it should be 25bp or indexed to the Fed Funds Target Rate so Community Banks do not get squeezed.

Thank You,

Charles H. Jones
VP/Branch Manager
Central Valley Community Bank
306 S. Madera Avenue
Kerman, CA. 93630

Charlie Jones
VP/Branch Manager
559-842-2270
559-842-2275 - Fax