Federal Deposit
Insurance Corporation

From: Jim Holmes [mailto:jholmes@cartercountybank.com]
Sent: Friday, November 07, 2008 5:08 PM
To: Comments
Subject: Assessments - RIN-3064-AD35

We believe that the FDIC should not impose premiums on brokered deposits except as individual bank use warrants an increase.

Sincerely,
JW Holmes, President & CEO
Carter County Bank