It is definitely apparent that Identity theft is a growing problem.  However, banks should not be placed in the position of policing this problem and definitely not regulated to do so.  Banks do not need any additional regulations requiring more policies and procedures. We are regulated by policies and procedures to death.  Please reconsider this proposed regulation and not add additional policy burdens to America’s Banks.  Thanks for your consideration. 

Tim Cooper
Executive Vice President,
First State Bank-Spearman, TX.