Federal Deposit
Insurance Corporation

From: dmaxwell_clev2@bellsouth.net [mailto:dmaxwell_clev2@bellsouth.net]
Sent: Wednesday, June 22, 2005 6:11 PM
To: Comments
Subject: Proposed Changes to Loan Classifications
Importance: High

I wholeheartedly agree with Commissioner John Allison to NOT change the Loan Classification methodology. The current system of "special mention", "substandard", and "doubtful" has been in effect for many years, it works as is, and I see no reason to change. Thank you for your consideration. Robert Ben Balducci, President and CEO of Cleveland Community Bank, S.S.B., Cleveland, Mississippi.