From: Marisa Novara [mailto:mnovara@fic-sff.com]
Sent: Thursday, September 16, 2004 1:57 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50
I STRONGLY oppose the FDIC's proposal to allow banks with assets
above $250 million to be examined as small banks under the Community
Reinvestment Act. This policy would reduce lending, investments and
services in low-income communities.