From: Tad Everhart [mailto:tad.everhart@lasoregon.org]
Sent: Thursday, September 16, 2004 11:06 AM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50
Please do not adopt the FDIC's proposal to allow banks with assets
above $250 million to be examined as small banks under the Community
Reinvestment Act. I'm not aware of any good reasons to make this
change from a full review to a limited review. There is at least
one good reason to not make this change. It would reduce lending,
investments and services in low-income communities. In an era of
lack of affordable housing and economic revitalization, this is exactly
the step backward you must not take. Thank you for your attention.
Sincerely,
Tad Everhart, Attorney
Community Development Law Center
921 SW Washington, Suite 454
Portland, OR
