From: Candy Rupp [mailto:candyr@devinegong.com]
Sent: Thursday, September 16, 2004 12:52 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50
We believe it is harmful to low income communities to change the
rule regarding the threshold for undertaking full community development
review exams. Full exams allow communities and regions with smaller
banking institutions to gather information on products and services
and provides in some cases the necessary incentive for these smaller
banks to assist low income communities through their lending and
investment products.
