From: adam vaughan [mailto:adamvaughan@ureach.com]
Sent: Thursday, September 16, 2004 4:18 PM
To: Comments
Subject: Community Reinvestment 12 CFR Part 345 - RIN 3064-AC50
Inner city communities need as many lending options as possible!
Any proposal that allows that lowers the expectations and
requirements of CRA loan programs is not in the interest of
low-income residents and should not be allowed to pass.