From: david_fenwick@hud.gov [mailto:david_fenwick@hud.gov]
Sent: Thursday, September 16, 2004 12:48 PM
To: Comments
Subject: CRA comments
I oppose the FDIC's proposal to allow banks with assets above $250
million
to be examined as small banks under the Community Reinvestment Act. This
policy would reduce lending, investments and services in low-income
communities
Less oversight always equals more non-compliance
David Fenwick
The power of context; assisting excellence in housing programs
David Fenwick
Senior Project Manager
Miami Multifamily HUD Office
909 SE 1st Avenue room 500
Miami FL 33131