Federal Deposit
Insurance Corporation

From: Wells, King S. [mailto:kwells@totalcommunityaction.com]
Sent: Tuesday, September 21, 2004 10:52 AM
To: Comments
Subject: FDIC's proposed Rule Change

I oppose the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communities.