Federal Deposit
Insurance Corporation

From: Jonathan Sage-Martinson [mailto:jonathan@sparcweb.org]
Sent: Tuesday, September 21, 2004 11:08 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

As an Executive Director of a small nonprofit community development corporation working in a low-income community, I know how important it is for low-income communities to have access to capital through banks.

I oppose the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communities.

Thank you for your time.

Jonathan Sage-Martinson
Executive Director
Sparc
843 Rice Street
Saint Paul, Minnesota 55117