Federal Deposit
Insurance Corporation

From: J Yarzebinski [mailto:jyarzebinski@hotmail.com]
Sent: Wednesday, September 22, 2004 12:33 PM
To: Comments
Subject: RIN 3064-AC50

Robert E. Feldman
Executive Secretary
Attention: Comments/Legal ISS
Federal Deposit Insurance Corporation
550 17th Street, NW
Washington, DC 20429-9990.
Re: RIN 3064-AC50

Gentlemen

Re RIN 3064-AC50:

I strongly oppose the proposed rule changing the Community Reinvestment Act regulations. I work with a number of non-profit agencies in rural community. We try to enrich the lives of the low income residents. In my opinion, the changes will really undermine rural communities. Please do not adopt this rule.

Sincerely,
Joseph A. Yarzebinski, CEcD
4485 Mount Royal Boulevard
Allison Park, Pennsylvania 15101