Federal Deposit
Insurance Corporation

From: Raymond Massenburg [mailto:rmassenburg@corp.lcdc.net]
Sent: Monday, September 20, 2004 10:37 AM
To: Comments
Subject: SPAM::Community Reinvestment -- RIN 3064-AC50

I oppose the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act.

This policy is inherently racist and only perpetuate uneven urban development to the most abused and vulnerable segments of our society.

Ray Massenburg