Federal Deposit
Insurance Corporation

From: Riki [mailto:riki_carter@nni.org]
Sent: Monday, September 20, 2004 10:28 AM
To: Comments
Subject: Community Reinvestment 12 CFR Part 345

I oppose the FDIC's proposal to let banks with assets above $250 million to be scrutinized as small banks under the Community Reinvestment Act. This course of action would diminish lending, investments and services in areas Northland Neighborhoods, Inc. serves.