Federal Deposit
Insurance Corporation

From: Roger Newcomb [mailto:r.newc@ferris.org]
Sent: Monday, September 20, 2004 9:24 AM
To: Comments
Subject: SPAM::Community Reinvestment -- RIN 3064-AC50

I oppose the FDIC proposal to allow banks with assets of less that $250,000,000.00 be examined as "Small Banks" under the Community Reinvestment Act. This policy will kill lending and investment in low to moderate income communities.

Thank you,
Roger L. Newcomb, Executive Director
Ferris Development