Federal Deposit
Insurance Corporation

From: Debra Palmquist [mailto:palmquist@tchdc.org]
Sent: Monday, September 20, 2004 11:48 AM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

I oppose the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communities, and eliminate a strong incentive for these funding institutions to work with the entire community.