Federal Deposit
Insurance Corporation

From: John Sellers [mailto:goat@ruckus.org]
Sent: Monday, September 20, 2004 1:41 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

The Community Reinvestment Act is vital to the development of vibrant self sustaining communities in our low income neighborhoods.

I oppose the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communities.