Federal Deposit
Insurance Corporation

From: Terri T Brown [mailto:tebrown61@hotmail.com]
Sent: Monday, September 20, 2004 2:27 PM
To: Comments
Subject: FDIC Proposal

I oppose the FDIC's proposal to allow banks with assets above $20 million to be examined as small banks under the CRA. This policy would reduce lending, investments and services in low-income communities.