Federal Deposit
Insurance Corporation

From: Thomas Byrd [mailto:hollywoodtk@yahoo.com]
Sent: Monday, September 20, 2004 1:18 PM
To: Comments
Subject: community reinvestment - rin 3064-AL50

I oppose the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communities. Do the right thing for once.

Thomas K Byrd