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FDIC Federal Register Citations

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Interagency Guidance on Overdraft Protection Programs.
Proposed Guidance with Request for Comment.
Comments close: 8/06/04.  Read Joint Agency Notice

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Date Received

Bow Mills Bank and Trust, Bow, NH - Comment 06/03/04
Macon Bank, Franklin, NC - Comment 06/04/04
Bill Thompson - Comment 06/17/04
Pan Am Horizons FCU - Comment 06/17/04
First Citizens State Bank, Whitewater, WI - Comment 06/23/04
Kansas State Bank, Manhattan, KS - Comment  Additional Comment 06/23/04
Strunk Associates, Houston, TX - Comment 06/23/04
West Texas State Bank, Odessa, TX - Comment 06/23/04
The Commercial Bank of Grayson, Grayson, KY - Comment 06/28/04
The Palmetto Bank, Laurens, SC - Comment 06/28/04
First Arkansas Bank - Comment 06/28/04
Sherman County Bank, Loup City, NE - Comment 06/29/04
Peoples Bank & Trust, Buford, GA - Comment 06/29/04
George Self, Asheville, NC - Comment 07/01/04
Sundown State Bank - Comment 07/06/04
Commercial Bank and Trust Company, Paris, TN - Comment 07/08/04
Citizens Bank of Winfield, Winfield, AL - Comment 07/08/04
Bank of Asheville - Comment 07/08/04
Bank of Idaho, Idaho Falls, ID - Comment 07/08/04
Bank of Dooly, Vienna, GA - Comment 07/08/04
Farmers & Merchants Bank, Stuttgart, AR - Comment 07/08/04
Peoples State Bank, Many, LA - Comment 07/13/04
State Bank for Southern Utah, Cedar City, UT - Comment 07/13/04
Community First Bank, Walhalla, SC - Comment 07/13/04
Morgantown Bank & Trust, Morgantown, KY - Comment 07/9/04
Columbia County Bank, Lake City, FL - Comment 07/15/04
Farmers and Merchants Bank, Monticello, FL - Comment 07/15/04
Priority One Bank, Magee, MS - Comment 07/15/04
Cornerstone National Bank - Comment 07/15/04
Peoples Bank, Rock Valley, IA - Comment 07/16/04
First Bank of Tennessee, Connie McClendon - Comment 07/16/04
First Bank of Tennessee, Robin Brown - Comment 07/16/04
Iowa Trust and Savings Bank, Emmetsburg, IA - Comment 07/19/04
Security Bank Corporation, Macon, GA - Comment 07/19/04
Godbold Financial Associates, Rock Hill, SC - Comment 07/19/04
First Community Bank, Kansas City, KS - Comment 07/20/04
West Alabama Bank & Trust, Marion, AL - Comment 07/20/04
Florence Savings Bank, Florence, MA - Comment 07/16/04
Central Bancshares, Lexington, KY - Comment 07/23/04
Metairie Bank & Trust Company, Metairie, LA - Comment 07/23/04
Stacie S. Brendle - Comment 07/27/04
New Mexico Public Interest Research Group,  Albuquerque, NM - Comment 07/27/04
First National Bank of Canadian, Canadian, TX - Comment 07/27/04
Bank of Old Monroe, Old Monroe, MO - Comment 07/28/04
Holly Pingatore - Comment 07/28/04
Lyon County State Bank, Emporia, KS, Tommy Thompson - Comment 07/27/04
Lyon County State Bank, Emporia, KS, Judith Schade - Comment 07/27/04
Lyon County State Bank, Emporia, KS, Luke Henry - Comment 07/27/04
Lyon County State Bank, Emporia, KS, E. Ann McCauley - Comment 07/28/04
Lyon County State Bank, Emporia, KS, Daryl Flager - Comment 07/28/04
Lyon County State Bank, Emporia, KS, Russ Bonitatibus - Comment 07/28/04
Lyon County State Bank, Emporia, KS, Lisa J. Hill - Comment 08/16/04
First Bank Kansas, Salina, KS, Melissa Bixby - Comment 07/27/04
First Bank Kansas, Salina, KS, Thomas Runyon - Comment 07/27/04
First Bank Kansas, Salina, KS, Lloyd Davidson - Comment 07/27/04
First Bank Kansas, Salina, KS, Glen Steyer - Comment 07/27/04
First Bank Kansas, Salina, KS, Pat Pieschl - Comment 07/27/04
First Bank Kansas, Salina, KS, Kent Buer - Comment 07/27/04
First Bank Kansas, Salina, KS, Jackie Hogan - Comment 07/27/04
First Bank Kansas, Salina, KS, Katie Burt - Comment 07/27/04
First Bank Kansas, Salina, KS, Wayne Owen - Comment 07/27/04
First Bank Kansas, Salina, KS, Mindi Davidson - Comment 07/27/04
First Bank Kansas, Salina, KS, Curt Glaser - Comment 07/27/04
First Bank Kansas, Salina, KS, Steve Michel - Comment 07/27/04
First Bank Kansas, Salina, KS, Beverly Martin - Comment 07/27/04
First Bank Kansas, Salina, KS, Carolyn Berens - Comment 07/27/04
First Bank Kansas, Salina, KS, Kristin Haase - Comment 07/27/04
First Bank Kansas, Salina, KS, Bill Herrington - Comment 07/27/04
First Bank Kansas, Salina, KS, Kermit Dorf - Comment 07/27/04
First Bank Kansas, Salina, KS, Rita Northup - Comment 07/27/04
Hyden Citizens Bank, Hyden, KS - Comment 07/23/04
Farmers and Traders Bank, Campton, KY - Comment 07/27/04
First Bank of Tennessee, Dayton, TN - Comment 07/27/04
Williamsburg First National Bank, Kingstree, SC - Comment 07/27/04
Alliance Bank, Sulphur Springs, TX - Comment 07/27/04
First Kansas Bank, Hoisington, KS - Comment 07/27/04
Bank of the Carolinas, Mocksville, NC - Comment 08/03/04
Ohio Valley Bank Company, Gallipolis, OH - Comment 08/03/04
First Bank of Tennessee, Spring City, TN - Comment 08/03/04
Woronoco Savings Bank, Westfield, MA - Comment 08/03/04
Jim Schneller (first comment)- Comment 08/03/04
Marion Bank - Comment 08/03/04
Kansas Bankers Association, Topeka, KS - Comment 08/03/04
Jim Schneller (second comment) - Comment 08/03/04
City Bank, Lubbock, TX - Comment 08/03/04
Venture Bank - Comment 08/03/04
California Public Interest Research Group, Los Angeles, CA - Comment 08/03/04
Greater Rome Bank, Rome, GA - Comment 08/03/04
Sentry Bank & Trust, Cheraw, SC - Comment 08/03/04
United Community Banks, Blairsville, GA - Comment 08/03/04
Paducah Bank and Trust Company, Paducah, KY - Comment 08/05/04
IMPACT Financial Services, LLC, Little Rock, AR - Comment 08/05/04
Consumer Bankers Association, Washington, DC - Comment 08/06/04
Sandi Carr - Comment 08/05/04
America's Community Bankers, Washington, DC - Comment 08/06/04
Iowa Bankers Association. Johnson, IA - Comment 08/06/04
Jefferson State Bank - Comment 08/02/04
Iowa State Bank & Trust Co., IA - Comment 08/06/04
Hillcrest Bank, Wichita, KS - Comment 08/06/04
Union Bank & Trust Company, Lincoln, NE - Comment 08/06/04
Southwestern Bank, Oklahoma City, OK -  Comment 08/06/04
Devon Bank, Chicago, IL - Comment 08/06/04
State of Washington, Department of Financial Institutions, Olympia, WA  - Comment 08/06/04
Independent Community Bankers of America, Washington, DC - Comment 08/06/04
Citizens Union Bank, Shelbyville, KY - Comment 08/06/04
Wisconsin Bankers Association, Madison, WI - Comment 08/06/04
Community Bankers Association of Illinois - Comment 08/06/04
Georgia Bank & Trust Co. of Augusta - Comment 08/06/04
Connecticut Bankers Association - Comment 08/06/04
Berlin City Bank - Comment 08/06/04
Pinnacle Financial Strategies - Comment 08/06/04
High Point Bank and Trust - Comment 08/06/04
Cresco Union Savings Bank, Cresco, IA - Comment 08/06/04
Financial Service Centers of America - Comment 08/06/04
America Bankers Association, Washington, DC - Comment 08/06/04
Surry Bank and Trust, Mount Airy, NC - Comment 08/06/04
Financial Services Roundtable, Washington, DC - Comment 08/06/04
Consumer Action, San Francisco, CA - Comment 08/06/04
First Hawaiian Bank, Honolulu, HI - Comment 08/06/04
Fishback Financial Corporation, Brookings, SD - Comment 08/06/04
National Consumer Law Center, Boston, MA - Comment (PDF) 08/06/04
Independent Bankers Association of Texas, Austin, TX - Comment 08/06/04
Massachusetts Bankers Association, Boston, MA - Comment 08/06/04
Exchange Bank, Estill, SC - Comment 07/29/04
Fort Hood National Bank, Fort Hood, TX - Comment 08/02/04
Redding Bank of Commerce, Redding, CA - Comment 08/03/04
First National Bank Texas, Killeen, TX - Comment 08/02/04
Comerica Incorporated - Comment 08/04/04
Havana National Bank, Havana, IL - Comment 08/04/04
Smith River Community Bank, N.A., Martinsville, VA - Comment 08/04/04
First Bank, Troy, NC - Comment 08/03/04
Palmetto State Bank, Hampton, SC - Comment 08/04/04
Profit Technologies, Davidson, NC - Comment (PDF) 07/28/04
Farmers State Bank, Booneville, KY - Comment 08/04/04
Pony Express Community Bank, Elwood, KS - Comment 08/11/04
Joe M. Bailey, Flatonia, TX - Comment 08/11/04
Keystone Bank, Imperial, MO - Comment 08/09/04
BancorpSouth, Tupelo, MS - Comment 08/13/04
Peoples Bank, Pratt, KS - Comment 08/03/04
Rockland Trust Company, Rockland, MA - Comment 08/16/04
Sterling Bank, Houston, TX - Comment 08/17/04
Benjamin Franklin Savings Bank, Franklin, MA - Comment 08/25/04
Eastern Bank, Quincy, MA - Comment 09/01/04
Last Updated 09/07/2004 regs@fdic.gov