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Request for Burden Reduction Recommendations; Consumer Protection: Lending-Related Rules; Economic Growth and Regulatory Paperwork Reduction Act of 1996 Review 

Comments close: 4/20/04.
 
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Submitted By

Date Received

Jay L. Hack - Comment 02/11/04
Gina Fischer - Comment 02/13/04
Dennis M. Walker - Comment 02/23/04
Bank of Brevard, Melbourne, FL - Comment 02/23/04
Southwest Bank, Ft. Worth, TX - Comment 02/25/04
Bank of Marinqouin - Comment 02/24/04
Citizens State Bank of Tyler, Tyler, MN - Comment 02/25/04
First State Bank of Wabasha, Rodney Kolb - Comment 02/27/04
Farmers State Bank of Trenton, Trenton, NE - Comment 02/25/04
Androscoggin Savings Bank, Lewiston, ME - Comment 02/03/04
Texico State Bank, Part 339 - Comment 03/05/04
Texico State Bank, Part 226.23 - Comment 03/05/04
Greer State Bank - Comment 02/09/04
Dale L. Sewell - Comment 01/22/04
Peoples Bank, Wayne Collins - Comment 03/08/04
First State Bank of Burlingame, Burlingame, KS - Comment 03/15/04
Calvin B. Taylor Banking Co., Berlin, MD - Comment 03/24/04
Grant Dean, Glenwood, IA - Comment 03/26/04
Nancy Hobbs - Comment 03/26/04
The First National Bank of Athens, Athens, TX - Comment 03/26/04
The Farmers State Bank, Groesbeck, TX - Comment 03/26/04
Kansas Bankers Association - Comment 03/26/04
Community Bank, Dunlap, IA,  - Comment 03/26/04
The First National Bank in Sioux Falls - Comment 03/26/04
Cherokee State Bank, Cherokee, IA - Comment 03/26/04
Midwest Heritage Bank, Des Moines, IA - Comment 03/26/04
First Central State Bank, DeWitt, IA - Comment 04/02/04
Orange Savings Bank - Comment 04/02/04
State Bank of Lawler, New Hampton, IA - Comment 04/02/04
Legacy Bank - Comment 04/02/04
First International Bank & Trust, Watford City, ND - Comment 04/07/04
Farmers State Bank, Marion, IA - Comment 04/05/04
Michael Bresnahan, Hibbing, MN - Comment 04/05/04
Charles Lusk, Rossville, GA - Comment 04/05/04
Nancy Baerwald, Cando, ND - Comment 04/06/04
Citizens Bank, The, - Comment 04/06/04
Mark Bikus, Macon, GA - Comment 04/06/04
Rita Watson, Dublin, GA - Comment 04/06/04
Susan Land, Gray, GA - Comment 04/06/04
Doug Gibbens, Cando, ND - Comment 04/06/04
Sue Carroll, Hawkinsville, GA - Comment 04/06/04
Robert L. Hatten, Devils Lake, ND - Comment 04/06/04
M. Lee Wiley, Jr., Pinehurst, GA - Comment 04/06/04
Sallie Larson, Cando, ND - Comment 04/06/04
Susan Kakela, Cando, ND - Comment 04/06/04
Kathy Smisson, Warner Robbins, GA - Comment 04/06/04
Rivoli Mortgage, Bobby Taylor - Comment 04/06/04
Bret Whiteside, Haleyville, AL - Comment 04/06/04
Jerry Coody, Hawkinsville, GA - Comment 04/06/04
Ray H. Brannen, Macon, GA - Comment 04/06/04
John Heller, Denison, IA - Comment 04/06/04
Jerry Gosse - Comment 04/01/04
Al Vermeer, Rock Valley, IA - Comment 04/01/04
Laura Berg, Stoneham, MA - Comment 04/01/04
Kent Gaudian, Burlington, IA - Comment 04/01/04
James Espeland, Henning, MN - Comment 04/08/04
CW Green, Sr - Comment 04/08/04
Dewayne Streyle, Leeds, ND - Comment 04/08/04
Linda Bachtel, Jackson, OH - Comment 04/08/04
Dale Gahm, Jackson, OH - Comment 04/08/04
Thomas P. Boyer, Fairmont, NE - Comment 04/08/04
Jason Leyda, Mason, OH - Comment 04/08/04
Independent Bankers of Colorado, Denver, CO - Comment 04/08/04
Southwest Bank, Fort Worth, TX - Comment 04/08/04
David L. Conrad, Pomfret Center, CT - Comment 04/08/04
Leonard Gisvold, Le Sueur, MN - Comment 04/08/04
David Knopick, Mankato, MN - Comment 04/08/04
John Mullins, Cullman, AL - Comment 04/08/04
George Longest, Tappahannock, VA - Comment 04/08/04
Bruce Rokke, Wisconsin Rapids, WI - Comment 04/08/04
Lawrence Schmick, Wisconsin Rapids, WI - Comment 04/08/04
Garden Plain State Bank, Wichita , KS - Comment 04/08/04
Robert Hakes, Minonk, IL - Comment 04/08/04
Larry Winum, Glenwood, IA -Comment 04/08/04
Dana Pannett, Bridgeton, MO - Comment 04/07/04
John Jordan, Clinton, TN - Comment 04/07/04
Melissa Henrekin, Rock Falls, IL - Comment 04/07/04
Steven Lane, Gowrie, IA - Comment 04/07/04
Roger Cummings, Rensselaer, IN - Comment 04/10/04
Mike O'Connor, Winamac, IN - Comment 04/10/04
Craig Lowrimore, Quinton, OK - Comment 04/10/04
Joanne Quarles-Sikes - Comment 04/10/04
Daryl Pieczynski, Scottville, MI - Comment 04/10/04
Raymond P. Thull, Lucan, MN - Comment 04/10/04
Belinda Lee, St. Cloud, FL - Comment 04/10/04
Stephanie Parish, Francesville, IN - Comment 04/10/04
Peachtree Bank, Duluth, GA - Comment 04/10/04
Sheri Knope, Luxumburg, WI - Comment 04/10/04
Paula Henderson, McArthur, OH - Comment 04/10/04
Allen Breland, Forest, MS - Comment 04/10/04
John Lynch, Oconomowoc, WI - Comment 04/10/04
Tami Hanley-Janowicz, Madison Heights, MI - Comment 04/10/04
Robert Kaiser, Oconomowoc, WI - Comment 04/10/04
First State Bank, Norton, KS - Comment 04/10/04
Dennis Upchurch - Comment 04/10/04
Larry Dewhirst, Williston, ND - Comment 04/10/04
Cecil Batchelor - Comment 04/10/04
Ann Dennison, Proctorville, OH - Comment 04/10/04
Greg White - Comment 04/10/04
C. E. Coffing, Crawfordsville, IN - Comment 04/10/04
Sheila Bacchus, Macon, GA - Comment 04/05/04
Craig Ellard, Macon, GA - Comment 04/05/04
Patrick McGoldrick, Macon, GA - Comment 04/05/04
PlantersFirst Bank - Comment 04/05/04
Jerry Gosse - Comment 04/05/04
Terry Jorde, Cando, ND - Comment 04/05/04
Colony Bank, Larry Herndon - Comment 04/13/04
Colony Bank, Helen Kennedy - Comment 04/13/04
Colony Bank, Doyce E. Mullis, Jr. - Comment 04/13/04
National Community Reinvestment Coalition - Comment 04/13/04
Susan Hicks, Winter Park, FL - Comment 04/14/04
Jeremy Glasford, Francesville, IN - Comment 04/14/04
Judy Barrett, Orlando, FL - Comment 04/14/04
Carolyn Burnette, Orlando, FL - Comment 04/14/04
Michigan Community Reinvestment Corp., Detroit, MI - Comment 04/14/04
Sharon Fontana, Windermere, FL - Comment 04/14/04
Chris Wrye, Orlando, FL - Comment 04/14/04
Laura Distelcamp, Apopka, FL - Comment 04/14/04
David McComb, Orlando, FL - Comment 04/14/04
Cherie Fenell, Orlando, FL - Comment 04/14/04
Community Bank of Parkersburg, Comment 04/14/04
Colony Bank, Ricky Freeman - Comment 04/14/04
BB&T Corporation - Comment 04/14/04
John R. Casebier, Winter Park, FL - Comment 04/14/04
John Lewis Community Services - Comment 04/14/04
Tim Kubli, Rio Vista, CA - Comment 04/14/04
F. Virgil Smyer, Walton, WV - Comment 04/15/04
Citizens National Bank, Bluffton - Comment 04/15/04
Rockville Bank - Comment 04/15/04
Ronald Braseth, Mayville, ND - Comment 04/15/04
Randal Morley, Tulsa, OK - Comment 04/15/04
Small Business Administration - Comment 04/15/04
Steve Dehnert, Fort Atkinson, WI - Comment 04/16/04
Lakeside State Bank, New Town, ND - Comment 04/16/04
Kurt Johnson, Whitehall, WI - Comment 04/16/04
Mark Darnell, Lafayette, TN - Comment 04/16/04
Donald Volkman, Waupaca, WI - Comment 04/16/04
Wyoming Bank and Trust Company, Wyoming, IL - Comment 04/16/04
First State Bank, Yoakum, TX - Comment 04/16/04
Sharon Bonikowske, Waupaca, WI - Comment 04/16/04
Rockville Bank, South Windsor, CT - Comment 04/16/04
Bill McQuillan, Greeley, NE - Comment 04/16/04
Karen Zimmer, Litchfield, MN - Comment 04/16/04
Iowa Bankers Association, Johnston, IA - Comment 04/16/04
Mike McQuillan, Greeley, NE - Comment 04/16/04
Jim Brown, Eldora, IA - Comment 04/16/04
Tobey Wilkins, Seattle, WA - Comment 04/16/04
Patricia Fagan, Osawatomie, KS - Comment 04/16/04
Allen McClary, Jellico, TN - Comment 04/16/04
Scott Ball, Salem, MO - Comment 04/16/04
James Vincent, Ottoville, OH - Comment 04/16/04
Tim Thompson, Honea Path, SC - Comment 04/16/04
Charles Johannsen, Fremont, NE - Comment 04/16/04
Harleysville National Bank & Trust Co - Comment 04/16/04
Craig Goodlock, Munith, MI - Comment 04/16/04
Ratna Ray - Comment 04/16/04
Rebecca White, Elizabeth, IL - Comment 04/16/04
Jeffery Britt, Smithfield, NC - Comment 04/16/04
Jon Prescott, Patten, ME - Comment 04/16/04
Dennis Guenzler, Elizabeth, IL - Comment 04/16/04
Delia Dunagan, Chickamauga, GA - Comment 04/19/04
1stBank Holding Co, Lakewood, CO - Comment 04/19/04
Thomas O'Brien, Minersville, PA - Comment 04/19/04
Robert Weinzapfel, Muenster, TX - Comment 04/19/04
Charles A. Hardin, Darlington, SC - Comment 04/19/04
Brad Grant, Brillion, WI - Comment 04/19/04
Joseph T Baptista Jr, Taunton, MA - Comment 04/19/04
Gordon Waller, Malden, MO - Comment 04/19/04
Greg Smitley - Comment 03/31/04
Campbell & Fetter Bank, Kendallville, IN - Comment 04/19/04
Barbara Carlson, Sauk Centre, MN - Comment 04/19/04
Easton Bank & Trust - Comment 04/19/04
Ronald Chamberlin, Eitzen, MN - Comment 04/19/04
Toby Burrichter, Eitzen, MN - Comment 04/19/04
Jeremy Leis, Eitzen, MN - Comment 04/19/04
Gene Davis, Mansfield, OH - Comment 04/19/04
James R. North, Saint Ignace, MI - Comment 04/19/04
Rhonda Martin, Attica, OH - Comment 04/19/04
Bill Cassity, Rushville, MO - Comment 04/19/04
Jake Millikin - Comment 04/19/04
Merchants and Planters Bank, Newport, AR - Comment 04/19/04
Corrine Clark, Salt Lake City, UT - Comment 04/19/04
Brynn Riley, Tuckerman, AR - Comment 04/19/04
Paula Yuhas, Cord, AR - Comment 04/19/04
Rick Bauer, Attica, OH - Comment 04/19/04
Mark Graff, McCook, NE - Comment 04/19/04
Carla Stiger, Newport, AR - Comment 04/19/04
Sharon B. Moorhead, Darby, PA - Comment 04/19/04
Mike Ellenburg, Stevenson, AL - Comment 04/19/04
Curtis Taylor, Heber City, UT - Comment 04/19/04
Bill Zahl, Stratton, NE - Comment 04/19/04
David Franklin, Lineville, AL - Comment 04/19/04
Community First Bank, Rosholt, WI - Comment 04/19/04
Carol Penix, Newport, AR - Comment 04/19/04
C.R. Cloutier, Lafayette, LA - Comment 04/19/04
Mary Trepp, Urbandale, IA - Comment 04/19/04
Bryant Johnson, Jamestown, TN - Comment 04/19/04
Francis Myhre, Eitzen, MN - Comment 04/19/04
Dane Moll, Willard, OH - Comment 04/19/04
John Casey, Salem, MO - Comment 04/19/04
Marcia Teeters, Ft. Oglethorpe, GA - Comment 04/19/04
Kim Creek, Ft. Oglethorpe, GA - Comment 04/19/04
Larry Voss, Cambridge, NE - Comment 04/19/04
James P. Ghiglieri - Comment 04/19/04
Kent Carruthers - Comment 04/19/04
Sharon Revious, Colorado Springs, CO - Comment 04/19/04
Kimberly Carter, Elk River, IL - Comment 04/19/04
Diane M. DeRubeis, Washburn, IL - Comment 04/19/04
Sean Cunningham, Minonk, IL - Comment 04/19/04
Autumn Rains, Trion, GA - Comment 04/19/04
Leland M. Stenehjem, Fargo, ND - Comment 04/19/04
Maria Warner, East Peoria, IL - Comment 04/19/04
Margaret Tiede, Francesville, IN - Comment 04/19/04
Richard L. Brown, Carlsbad, NM - Comment 04/19/04
Tommy Sexton, Clarksville, AR - Comment 04/19/04
Troy Cloutier, Houma, LA - Comment 04/19/04
Blaine DesLauriers, Minot, ND - Comment 04/19/04
Jeanne Cloutier, Houma, LA - Comment 04/19/04
Tim Devitt, Sanborn, IA - Comment 04/19/04
Kirk L. Sandquist, Deer Lodge, MT - Comment 04/19/04
Wayne Lewis, Roanoke, VA - Comment 04/19/04
Sheryl McClenathan, Cedar Rapids, IA - Comment 04/19/04
Kara C. Erickson, Scottsdale, AZ - Comment 04/19/04
Ryan Hertz, Minot, ND - Comment 04/19/04
Katie Soderberg, Minot, ND - Comment 04/19/04
Dick Schoeing, Wilton, IA - Comment 04/19/04
Jon Allen, Pleasant Grove, UT - Comment 04/19/04
Cheryl Chappell, Mountain Home, AR - Comment 04/19/04
Jan Miller, Attica, OH - Comment 04/19/04
Priscilla Muse, Goldthwaite, TX - Comment 04/19/04
Jacqueline Kluver, Norwood Young America, MN - Comment 04/19/04
David A. Callies, Howard, SD - Comment 04/19/04
Ronald H. Frey, Hamburg, PA - Comment 04/19/04
Doug Pittman, Round Rock, TX - Comment 04/19/04
Cathy A. Davis, Gruver, TX - Comment 04/19/04
Donald D. Dalton, University Place, WA - Comment 04/19/04
Pamela Judson, Lafayette, LA - Comment 04/19/04
Federation Bank, Washington, IA - Comment 04/19/04
Denise Giesige, Columbus Grove, OH - Comment 04/19/04
Traders Bank - Comment 04/19/04
Lisa Cook, Wenona, IL - Comment 04/19/04
John Allee, Tipton, MO - Comment 04/19/04
Linda Holland, Burnet, TX - Comment 04/20/04
Heather Gillihan, Minot, ND - Comment 04/20/04
Todd Aman, Lowpoint, IL - Comment 04/20/04
Claremont Savings Bank - Comment 04/20/04
Peoples Bank of Commerce - Comment 04/20/04
Ricky Ray, Boaz, AL - Comment 04/20/04
Sutton Bank, Attica, OH - Comment 04/20/04
Dan Coons - Comment 04/20/04
Patty Arnzen, Sauk Centre, MN - Comment 04/20/04
Tim McConville, Mendota, IL - Comment 04/20/04
Christy Fry, German Valley, IL - Comment 04/20/04
Oceanside Bank, Jacksonville Beach, FL - Comment 04/20/04
Thomas Marti, Wisconsin Rapids, WI - Comment 04/20/04
Gary Johnson, German Valley, IL - Comment 04/20/04
Denise Becker, German Valley, IL - Comment 04/20/04
John McCallister, Hotchkiss, CO - Comment 04/20/04
Rebecca Greer, Boaz, AL - Comment 04/20/04
Leslie Schnell, Farmington, NM - Comment 04/20/04
Carol Serfling, Adrian, MN - Comment 04/20/04
Don Grassia, McCook, NE - Comment 04/20/04
Community Reinvestment Association of North Carolina, Durham, NC - Comment 04/20/04
Neal Terrell, Boaz, AL - Comment 04/20/04
Leigh Johnson, Boaz, AL - Comment 04/20/04
Janet Odell, Boaz, AL - Comment 04/20/04
Joe Wooten, Boaz, AL - Comment 04/20/04
Paul Hackett, Carthage, TN - Comment 04/20/04
Johnny Law, Carthage, TN - Comment 04/20/04
Deborah R. Upshaw, Rossville, GA - Comment 04/20/04
Ralph W. Cumbee, Dade City, FL - Comment 04/20/04
Vicki Wurster, Elizabeth, IL - Comment 04/20/04
Jack A. Hartings, Coldwater, OH - Comment 04/20/04
Craig L. Larson, Bismarck, ND - Comment 04/20/04
Dewayne H. Wilmore, Carthage, TN - Comment 04/20/04
Kathy Orr, Fort Walton Beach, FL - Comment 04/20/04
Lori Kirkus, Snohomish, WA - Comment 04/20/04
Ronald C. Cascaes, Chandler, AZ - Comment 04/20/04
Travis Loock, Minot, SD - Comment 04/20/04
Walter G Birdwell, Jr., Carthage, TN - Comment 04/20/04
Linda Kelley, Jasper, TX - Comment 04/20/04
Tim Treml - Comment 04/20/04
First State Bank, Mesquite, TX - Comment 04/20/04
State Bank & Trust of Seguin, Seguin, TX - Comment 04/20/04
State Bank of Chandler, Chandler, MN - Comment 04/20/04
Welch State Bank, Welch, OK - Comment 04/20/04
Independent Bankers Association of Texas - Comment 04/20/04
Wanda J. Anderson, Greeley, CO - Comment 04/20/04
David C. Wilson, Scottsdale, AZ - Comment 04/20/04
Robert T. Leis, Scottsdale, AZ - Comment 04/20/04
Joanne Lafrance, Scottsdale, AZ - Comment 04/20/04
Jessica Henderson, Scottsdale, AZ - Comment 04/20/04
First International Bank and Trust - Comment 04/20/04
Dennis Walsh, Harvey, ND - Comment 04/20/04
Dale R. Wilkens, Mesa, AZ - Comment 04/20/04
Michael W. Johnson, Fairfield, MT - Comment 04/20/04
Kim Woldstad, Vaughn, MT - Comment 04/20/04
Michael W. Johnson, Choteau, MT - Comment 04/20/04

Robert F. Plaetz, Lucan, MN - Comment

04/20/04
Kerry L. Hoops, Freeport, IL - Comment 04/20/04
Jackie Menhennick, Marquette, MI - Comment 04/20/04
Sabrina B. Southworth, Fredericksburg, VA - Comment 04/20/04
Farmers State Bank - Comment 04/09/04
Michaux Nash, Jr. - Comment 04/20/04
Betty Cooke, Rossville, GA - Comment 04/20/04
Brenda Pfaff, Colorado Springs, CO - Comment 04/20/04
Independent Community Bankers of America, Washington, DC - Comment 04/20/04
Judy Holmgren, Ellendale, ND - Comment 04/20/04
Gary Brandneburg, Waconia, MN - Comment 04/20/04
Susann Wudstrack, Marion, WI - Comment 04/20/04
Barry Fiedler,  Harvey, ND - Comment 04/20/04
Kim Anderson, Hillsboro, WI - Comment 04/20/04
Kristina M. Nitz, Harvey, ND - Comment 04/20/04
Gayle Schmitt, Hurdsfield, ND - Comment 04/20/04
James Porter, Wilton, ND - Comment 04/20/04
Cheryl D. Goldade, Harvey, ND - Comment 04/20/04
Joanne Collier, Moose Lake, MN - Comment 04/20/04
Bruce L. Lord, Minersville, PA - Comment 04/20/04
Craig Kalkwarf, Minonk, IL - Comment 04/20/04
Tina Schilling, Martin, ND - Comment 04/20/04
James Moen, Minot, ND - Comment 04/20/04
Heather A. Mayer, Harvey, ND - Comment 04/20/04
Cynthia P. Ledford, Cordele, GA - Comment 04/20/04
Rondi Deaver, Minot, ND - Comment 04/20/04
Paul C. Adamski, Stevens Point, WI, - Comment 04/20/04
Dave Luebbers - Comment 04/20/04
Meramec Valley Bank, Ellisville, MO -  Comment 04/20/04
D. Duane Grubb, Wilton, ND - Comment 04/20/04
Karen Engle, Velva, ND - Comment 04/20/04
Lara Schuh, Harvey, ND - Comment 04/20/04
Greers Ferry Lake State Bank, Heber Springs, AR - Comment 04/20/04
Shane Best, Longview, TX - Comment 04/20/04
Dallas National Bank, Dallas, TX - Comment 04/20/04
Glendon Olson, Williston, ND - Comment 04/20/04
Dennis Schock, Fargo, ND - Comment 04/20/04
Carol Harrison, Pelham, GA - Comment 04/20/04
Lynn Kopicz, Fleetwood, PA - Comment 04/20/04
Thomas E. Walker, Forest, MS - Comment 04/20/04
Bea Johnson, Harvey, ND - Comment 04/20/04
Dave Froeber, Fargo, ND - Comment 04/20/04
Annette Porter, West Fargo, ND - Comment 04/20/04
Janet Parker, Bowling Green, VA - Comment 04/20/04
Missouri Independent Bankers Association - Comment 04/20/04
Harvey L. Jarmon, Ladysmith, VA - Comment 04/20/04
Traci Ketterling, Fargo, ND - Comment 04/20/04
Cory Thompson, Fargo, ND - Comment 04/20/04
Julia Paul, Creston, IA - Comment 04/20/04
Debra Marshall, Tempe, AZ - Comment 04/20/04
Melissa Van Dyke, Scottsdale, AZ - Comment 04/20/04
Kevin G. Sebade, Lindsay, TX - Comment 04/20/04
Greater Rochester Community Reinvestment Coalition, Rochester, NY - Comment 04/20/04
John Savoy, Eunice, LA - Comment 04/20/04
Terry Phillips, Thomasville, AL - Comment 04/20/04
Terri Edmonds, Minot, ND - Comment 04/20/04
Dennis Pederson, Williston, ND - Comment 04/20/04
Deb Helstedt, Minot, ND - Comment 04/20/04
American State Bank, Sioux Center, IA - Comment 04/20/04
Lindsay McLees, Minot, ND - Comment 04/20/04
Kim Heil, Minot, ND - Comment 04/20/04
Luxemburg Bancshares - Comment 04/20/04
Mark Blazek, Valparaiso, NE - Comment 04/20/04
Mindy R. Wagenman, Minot, ND - Comment 04/20/04
Jeff Patience, Alexandria, MN - Comment 04/20/04
Debbie Husebye, Minot, ND - Comment 04/20/04
Jasmine Lopez, Phoenix, AZ - Comment 04/20/04
Sheila R. Durst, Washburn, IL - Comment 04/20/04
Lynn Meuchel, Williston, ND - Comment 04/20/04
National Exchange Bank & Trust, Fond du Lac, WI - Comment 04/20/04
Susan J. Vachal, Williston, ND - Comment 04/20/04
Fadia Audisho, Glendale, AZ - Comment 04/20/04
Community Bank of Northern Virginia - Comment 04/20/04
Kent M. Franzen, Trenton, NE - Comment 04/20/04
Enterprise Bank & Trust, St. Louis, MO - Comment 04/20/04
Rueben Weigelt, Fessenden, ND - Comment 04/20/04
Richard Donovan, Stoneham, MA - Comment 04/20/04
James Snyder, Thief River Falls, MN - Comment 04/20/04
Kim Heldstedt, Minot. ND - Comment 04/20/04
David Cherry, Scottsdale, AZ - Comment 04/20/04
Heritage Bank, Louisville, CO - Comment 04/20/04
Scott McBride, Buffalo, WY - Comment 04/20/04
Shirley Nickelson, Minot, ND - Comment 04/20/04
Doug Voll, Watford City, ND - Comment 04/20/04
Jim Dunkel, Briarwood, ND - Comment 04/20/04
German American State Bank, German Valley, IL, Robert Borneman - Comment 04/20/04
Bruce D. Diercks, Keokuk, IA - Comment 04/20/04
Sharon L. Johnson, Union, IA - Comment 04/20/04
Scott Selko, Mead, NE - Comment 04/20/04
German American State Bank, German Valley, IL, William Jewell - Comment 04/20/04
German American State Bank, German Valley, IL, Jim Sacia - Comment 04/20/04
German American State Bank, German Valley, IL, Richard Weigle - Comment 04/20/04
German American State Bank, German Valley, IL, Jack Janssen - Comment 04/20/04
Betty Weber, Alexander, ND - Comment 04/20/04
Sheila Schauer, Farmington, NM - Comment 04/20/04
Kelly Peterson, Watford City, ND - Comment 04/20/04
Jeannene Walterscheid, Muenster, TX - Comment 04/20/04
Daniel Haskins, Williston, ND - Comment 04/20/04
Virginia Bankers Association - Comment 04/20/04
Erin Thingvold, Minot, ND - Comment 04/20/04
Kem Lackey, Pleasant Plains, AR - Comment 04/20/04
Jeanne Neel, Mesa, AZ - Comment 04/20/04
Linda Shafer, Mesa, AZ - Comment 04/20/04
Farmers & Commercial Bank - Comment 04/20/04
Lynett Boynton, Mesa, AZ - Comment 04/20/04
Yvonne Peterson, Mesa, AZ - Comment 04/20/04
Cary Anderson, Wilton, ND - Comment 04/20/04
Sevier County Bank - Comment 04/20/04
Carl Axness, Blair, WI - Comment 04/20/04
MainSource Financial Group - Comment 04/20/04
Cynthia Mendez, Mesa, AZ - Comment 04/20/04
Heather Hoerer, Fargo, ND - Comment 04/20/04
Linda Schander, Fargo, ND - Comment 04/20/04
First State Bank, Mesquite, TX - Comment 04/20/04
Muenster State Bank - Comment 04/20/04
Wisconsin Bankers Association - Comment 04/20/04
James M. Goetz, Center, ND - Comment 04/20/04
Scott Selzler, Fargo, ND - Comment 04/20/04
Oak Hill Banks, Mason, OH - Comment 04/20/04
Farmers & Commercial Bank, Holden, MO - Comment 04/20/04
Michael P. Smith - Comment 04/20/04
National Consumer Law Center, Washington, DC - Comment (PDF) 04/20/04
Wanda Eisenhuth, Kenyon, MN - Comment 04/20/04
Jason Merck, Minot, ND - Comment 04/20/04
North Dakota Bankers Association, Bismarck, ND - Comment 04/20/04
Chris Carothers, Winfield, AL - Comment 04/20/04
Tamra Trull, Winfield, AL - Comment 04/20/04
Phillip Howard, Winfield, AL - Comment 04/20/04
Becky Carothers, Winfield, AL - Comment 04/20/04
Robert Carothers, Winfield, AL - Comment 04/20/04
Charolette Box, Winfield, AL - Comment 04/20/04
Martha Miles, Winfield, AL - Comment 04/20/04
Dennis McCollum, Winfield, AL - Comment 04/20/04
Hayes MaGahey, Winfield, AL - Comment 04/20/04
Charles Ruyle, Springfield, MO - Comment 04/20/04
Dale L. Leighty, Las Animas, CO - Comment 04/20/04
Financial Services Roundtable - Comment 04/20/04
Marvin Schlegel, La Junta, CO - Comment 04/20/04
Garrett Godfrey, Las Animas, CO - Comment 04/20/04
Tina Eck, Las Animas, CO - Comment 04/20/04
Bryan Simmons, Las Animas, CO - Comment 04/20/04
Scott Larsen, La Junta, CO - Comment 04/20/04
Robert Valdez, La Junta, CO - Comment 04/20/04
A. J. King - Comment 04/20/04
Consumer Bankers Association - Comment (PDF) 04/20/04
Sevier County Bank - Comment 04/20/04
Iowa State Bank & Trust Co., Iowa City, IA - Comment 04/20/04
Hazel Jackson, Farmington, NM - Comment 04/20/04
Bradley Robson, Belmond, IA - Comment 04/20/04
Nevada State Bank, Las Vegas, NV - Comment 04/20/04
Stephanie Rotchstein, Mesa, AZ - Comment 04/20/04
Connie Clements, Elk City, OK - Comment 04/20/04
Bonnie C. Foster, Houlton, ME - Comment 04/20/04
Eric Stewart, Dwight, IL - Comment 04/20/04
Cheryl Marzolf - Comment 04/20/04
Wayne O. Farrah, Rockingham, NC - Comment 04/20/04
Karleen Houle, Minot, ND - Comment 04/20/04
Vickie Beschorner, Washburn, IL - Comment 04/20/04
Donna Ramsey, Farmington, NM - Comment 04/20/04
William W. Watson, St. Joseph, LA - Comment 04/20/04
Mary Jo Ceniti, Mineral Point, WI - Comment 04/20/04
Christine A. Schmitt, Spring Bay, IL - Comment 04/20/04
Irene Creswell, Hammon, OK - Comment 04/20/04
Gilmer J. Capps, Snyder, OK - Comment 04/20/04
Tom Mottern, Tazewell, TN - Comment 04/20/04
Nancy Whittaker, Scottsdale, AZ - Comment 04/20/04
Karan LeMoine, Jacksonville, FL - Comment 04/20/04
Mark J. Friedt, Harvey, ND - Comment 04/20/04
Lisa Buchweitz, Langdon, ND - Comment 04/20/04
Larry West, Toulon, IL - Comment 04/20/04
Sallye Long, Burnet, TX - Comment 04/20/04
James F. Lear, Choteau, MT - Comment 04/20/04
Kristie Olsen, Pocatello, ID - Comment 04/20/04
Warren A. Jennings, DeWitt, AR - Comment 04/20/04
Citizens Bank, Tucumcari, NM, J.R. Nunn - Comment (PDF) 04/20/04
Citizens Bank, Tucumcari, NM, Liz Adcock - Comment (PDF) 04/20/04
State Bank of Cross Plains, Cross Plains, WI - Comment (PDF) 04/16/04
Citizens State Bank of Taylor County, Reynolds, GA - Comment (PDF) 04/14/04
Citizens Exchange Bank, Pearson, GA - Comment (PDF) 04/21/04
Land of Lincoln Legal Assistance Foundation, East St. Louis, IL - Comment (PDF) 04/20/04
Center for Responsible Lending - Comment (PDF) 04/20/04
New Jersey League of Community Bankers, Cranford, NJ - Comment (PDF) 04/20/04
American Bankers Association, Washington, DC - Comment (PDF) 04/20/04
Helena National Bank, Helena, AR - Comment (PDF) 04/30/04
Irwin Financial Corporation, San Ramon, CA - Comment 04/23/04
Cynthia Sterett, Louisville, CO - Comment 04/23/04
First State Bank, Joplin, MO - Comment (PDF) 04/21/04
Gary Kuter, Middleton, WI - Comment 04/21/04
Mikkalya Murray, Harleysville, PA - Comment 04/21/04
Robert C. Fricke, Ashland, NE - Comment 04/21/04
Jerry Gore, Fairfield, OH - Comment 04/22/04
Charlotte M. Hiller, Chicopee, MA - Comment 04/22/04
Savings Bank - Comment 04/19/04
Olmsted National Bank, Rochester, MN - Comment 04/19/04
Steven B. Mangskau - Comment 04/21/04
Sheri Wagner, Minot, ND - Comment 04/21/04
Michelle Gross, Minot, ND - Comment 04/21/04
Phillip Howard - Comment 04/06/04
Jay Randall - Comment 03/26/04
Lee County Bank & Trust NA, Fort Madison, IA - Comment 04/06/04
Farmers State Bank, Marion, IA -  Comment 04/06/04
Citizens State Bank of Loyal, Loyal, WI - Comment 04/16/04
Security First Bank of North Dakota - Comment 04/07/04
Citizens Bank, Tucumcari, NM - Comment 04/22/04
Rockville Bank, South Windsor, CT - Comment 04/19/04
Lake Elmo Bank - Comment 04/28/04
Peoples Bank, Mendenhall, MS - Comment 04/20/04
Commercial State Bank, Republican City, NE - Comment 04/22/04
Baileyville State Bank, Seneca, KS - Comment 04/30/04
Watonga State Bank, Watonga, OK - Comment 04/30/04
Owen County State Bank, Spencer, IN - Comment 04/14/04
Bruning State Bank, Bruning, NE, Craig Pope - Comment 04/19/04
Bruning State Bank, Bruning, NE, Sarah Miller - Comment 04/19/04
Bruning State Bank, Bruning, NE, Jane Germer - Comment 04/19/04
Bruning State Bank, Bruning, NE, Fred D. Bruning - Comment 04/19/04
Bruning State Bank, Bruning, NE, Jeff Hammer - Comment 04/19/04
Bruning State Bank, Bruning, NE, Darlene Reinsch - Comment 04/19/04
Bruning State Bank, Bruning, NE, Stephen Hoff - Comment 04/19/04
Bruning State Bank, Bruning, NE, Darrell E. Raum - Comment 04/19/04
Bruning State Bank, Bruning, NE, Larry Olson - Comment 04/19/04
Bruning State Bank, Bruning, NE, Cheryl Houser - Comment 04/19/04
Bruning State Bank, Bruning, NE, Fred Kobza - Comment 04/19/04
Bruning State Bank, Bruning, NE, Frank L. Bruning - Comment 04/19/04
Bruning State Bank, Bruning, NE, Pam Lemke - Comment 04/19/04
Bruning State Bank, Bruning, NE, Jerry Catlett - Comment 04/19/04
Farmers State Bank, Mountain City, TN - Comment 04/16/04
Cathy Jacobson, Devils Lake, ND - Comment 04/07/04
Donna Sanders, Macon, GA - Comment 04/07/04
First Central Bank McCook, N.A. - Comment 04/07/04
Geraldine Reed, Fairmont, NE - Comment 04/07/04
Linda Campbell, Fairmont, NE - Comment 04/07/04
John Myles, Snohomish, WA - Comment 04/07/04
Walker Jordan, Macon, GA - Comment 04/07/04
Wendell Rensink, Pelican Rapids, MN - Comment 04/07/04
Hariett Wood, Aiken, SC - Comment 04/07/04
Jerome Parrish, Generva, AL - Comment 04/07/04
Cathy McKay - Comment 03/30/04
Michigan Bankers Association, Lansing, MI - Comment 03/30/04
Greers Ferry Lake State Bank, Clinton, AR - Comment 04/07/04
First United Bank & Trust, Oakland, MD - Comment 04/26/04
Gerri Hansen, Shiocton, WI - Comment 04/27/04
Portales National Bank, Portales, NM - Comment (PDF) 04/26/04
Pennsylvania Bankers Association - Comment (PDF) 05/04/04
Baker, Donelson, Bearman, Caldwell & Berkowitz, PC, Nashville, TN - Comment (PDF) 04/29/04
Legacy Bank - Comment 03/30/04
First State Bank, Sarasota, FL - Comment (PDF) 04/29/04
Terry Canady, Boaz, AL - Comment 04/29/04
Rovine Thrasher, Boaz, AL - Comment 04/29/04
Peoples Bank & Trust Company, Tupelo,  MS - Comment 04/29/04
Citizens State Bank, Sealy, TX - Comment 04/29/04
Shore Community Bank, Toms River, NJ, Theodore Bessler - Comment 04/29/04
Shore Community Bank, Toms River, NJ, Robert Rowe - Comment 04/29/04
Massachusetts Bankers Association - Comment (PDF) 04/29/04
Gordon Schlicke, Seattle, WA - Comment (PDF) 04/29/04
Shirley V. Alen, Elko, NV - Comment 04/19/04
Mark Schroeder, Jasper, IN - Comment 04/19/04
Colony Bancorp - Comment 04/19/04
Anna Mae Gugliotto - Comment 06/10/04
Thayer County Bank, Hebron, NE - Comment 06/23/04
Peoples Bank, The, Medicine Lodge, KS - Comment 07/15/04
John A. Berkley, Stockton, KS - Comment 07/15/04
Last Updated 06/24/2004 regs@fdic.gov