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Community Reinvestment Act Regulations
12 CFR Part 345 

Comments close: 4/6/04.
 
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Submitted By

Date Received

Citizens Bank of Waterville, Waterville - Comment 02/09/04
Valley Bank & Trust, New Ulm, MN  - Comment 02/10/04
Bank of Missouri - Comment 02/10/04
Rural American Bank Hector/Fairfax, LeAnn Frank - Comment 02/10/04
Capital Bank - Comment 02/10/04
Rural American Bank, Luck, WI, Debbie Jacobson - Comment 02/10/04
Valley Bank Dundas, Dundas, MN, Dawn Simon - Comment 02/10/04
Valley Bank, North Mankato, MN, Diane Neumann - Comment 02/09/04
Community Bank of the Red River Valley, Grand Forks, ND, Kim Anderson - Comment 02/09/04
Community Bank of the Red River Valley, Grand Forks, ND, Jeanne Sanden - Comment 02/09/04
Frandsen Financial Corp, Arden Hills, MN - Comment 02/11/04
Reliance Savings Bank, Altoona, PA - Comment 02/11/04
Citizens Savings Bank, Raye Lynn Ackerman  -  Comment 02/12/04
Rural American Bank, Luck, WI, Charvey Spencer - Comment 02/11/04
Citizens Bank  - Comment 02/12/04
United Bancorp Inc, Martins Ferry, OH - Comment 02/17/04
Citizens Savings Bank, Martins Ferry, OH - Comment 02/17/04
Cleveland Neighborhood Development Coalition - Comment 02/18/04
Gregory D. Squires - Comment (PDF) 02/17/04
Citizens Savings Bank, Bridgeport, OH - Comment 02/19/04
New Century Bank, Dunn, NC - Comment 02/23/04
Southern New Hampshire Bank & Trust, Salem, NH - Comment 02/18/04
Pittsburgh Community Reinvestment Group - Comment 02/20/04
California Reinvestment Committee, San Francisco, CA - Comment (PDF) 02/20/04
Coalition on Homelessness and Housing in Ohio - Comment 02/23/04
Sacramento Housing Alliance, Sacramento, CA - Comment (PDF) 02/23/04
Citizens Savings Bank, The, Carol Rambaud - Comment 02/24/04
Community Housing Opportunities Corporation, Davis, CA - Comment (PDF) 02/24/04
Farmers State Bank, LaGrange, IN - Comment 03/01/04
AmeriMark Bank, Villa Park, IL - Comment 03/01/04
GeoDataVision - Comment 03/01/04
West Shore Bank - Comment 03/02/04
Mayflower Cooperative Bank - Comment 03/02/04
Evangeline Bank & Trust Company, Ville Platte, LA - Comment 03/02/04
Valley Economic Development Center, Van Nuys, CA - Comment (PDF) 02/26/04
Low Income Investment Fund, Oakland, CA - Comment 02/25/04
Lake Michigan Financial Corporation - Comment 03/04/04
Unidos Para La Gente, San Marcos, TX - Comment (PDF) 03/01/04
Chicago Community Loan Fund, Chicago, IL - Comment (PDF) 03/02/04
Indiana Assn for Community Economic Development, Indianapolis, IN - Comment (PDF) 03/02/04
Association for Enterprise Opportunity, Arlington, VA - Comment (PDF) 03/02/04
Scott County Housing Counsel, Davenport, IA - Comment (PDF) 03/03/04
First American Bank and Trust, Vacherie, LA, Frank Bourgeois - Comment 03/05/04
First American Bank and Trust, Vacherie, LA, Connie Amedee - Comment 03/05/04
Al Vermeer, Rock Valley, IA - Comment 03/05/04
Katahdin Trust Company, Patten, ME - Comment 03/05/04
First Columbia Bank & Trust Co., Bloomsburg, PA - Comment 03/05/04
City of Santa Fe, Santa Fe, NM - Comment (PDF) 03/03/04
Greenlining Institute, San Francisco, CA - Comment (PDF) 03/03/04
Mercy Housing, West Sacramento, CA - Comment (PDF) 03/03/04
Rural California Housing Corporation, West Sacramento, CA - Comment (PDF) 03/03/04
Newcorp Business Assistance Center, New Orleans, LA - Comment (PDF) 03/03/04
Mohave State Bank - Comment 03/08/04
Jeffrey Cowherd - Comment 03/08/04
Robert  E. Johnston - Comment 03/08/04
Greenfield Banking Company, Greenfield, IN - Comment 03/08/04
Timothy S. Avery - Comment 03/08/04
TELACU Community Capital, Los Angeles, CA - Comment (PDF) 03/05/04
Steuben Trust Company, Hornell, NY - Comment 03/04/04
Citizens Bank, Moulton, AL - Comment 03/05/04
Ray Kaltenbaugh - Comment 03/09/04
Alice DuPont - Comment 03/09/04
Julie McNaughton - Comment 03/09/04
Daryl Pieczynski - Comment 03/09/04
Fairness in Rural Lending, Sparta, WI - Comment 03/08/04
Non-Profit Housing Assoc of Northern California, San Francisco, CA - Comment 03/10/04
Detroit Alliance for Fair Banking, Detroit, MI - Comment 03/10/04
Dayton Community Reinvestment Institute, Dayton, OH - Comment 03/10/04
David R. Krumrei, Oshkosh, WI - Comment 03/09/04
Omni Bank, Alhambra, CA - Comment 03/09/04
Los Angeles Housing Partnership, Inc., Los Angeles, CA - Comment 03/09/04
Citizens Bank of Southern Pennsylvania, Greencastle, PA - Comment 03/09/04
City of Somerville, Philip J. Ercolini - Comment 03/09/04
New Jersey Citizen Action, Hackensack, NJ - Comment 03/09/04
Miami Valley Fair Housing Center, Inc., Dayton, OH - Comment 03/09/04
First National Bank, Greencastle, PA - Comment 03/09/04
Michigan Community Reinvestment Corporation, Detroit, MI - Comment 03/09/04
Citizens Tri-County Bank, Dunlap, TN - Comment 03/09/04
Bank of Kirksville, Kirksville, MO - Comment 03/09/04
Blackhawk State Bank, Milan, IL - Comment 03/09/04
City Bank, Lynnwood, WA - Comment 03/09/04
Citizens Bank of Blount County, Maryville, TN - Comment 03/10/04
Dennis Dodson, Scottville, MI - Comment 03/10/04
Community HousingWorks, Escondido, CA - Comment 03/10/04
Western Sierra Bank, Cameron Park, CA - Comment 03/10/04
Bank of Brenham, N.A., Brenham, TX - Comment 03/10/04
Jeff Savage, Franklin, NH - Comment 03/10/04
Holly Benson, Long Beach, CA - Comment 03/11/04
Fair Housing Center, Toledo, OH - Comment 03/11/04
California Community Economic Development Association, Oakland, CA - Comment 03/10/04
Legal Aid of the North Bay, San Rafael, CA - Comment 03/10/04
Neil Beckman, Bessemer, MI - Comment 03/15/04
Community National Bank, Waterloo, IA,  - Comment 03/15/04
Citizens Bank & Trust Company, Eastman, GA - Comment 03/15/04
Robert Fisher, Spencer, NY - Comment 03/15/04
Mercer County State Bank, Sandy Lake, PA,  David Eakin - Comment 03/15/04
Mercer County State Bank, Sandy Lake, PA , Gary Stamp - Comment 03/15/04
Security Bank, Tulsa, OK - Comment 03/15/04
Shelby County State Bank - Comment 03/12/04
William A. Loving - Comment 03/15/04
Katahdin Trust Company, Patten, ME, Jon Prescott - Comment 03/16/04
Kim McCarter - Comment 03/16/04
First National Bank, Bastrop, TX - Comment 03/16/04
J. H. Thomson - Comment 03/16/04
Katahdin Trust Company, Patten, ME, Bobbi-Jo Thornton - Comment 03/16/04
Katahdin Trust Company, Patten, ME, Peter St. John - Comment 03/16/04
Citizens Bank, Martins Ferry, OH - Comment 03/16/04
Cowlitz Bank - Comment 03/16/04
David Knopick - Comment 03/18/04
Lakes Region Compliance Association - Comment 03/18/04
Riverside Community Bank - Comment 03/18/04
Callaway Bank - Comment 03/19/04
Bank of Southside Virginia - Comment 03/19/04
Westchester Housing Fund - Comment 03/19/04
First National Bank of Marengo, Marengo, IL - Comment 03/19/04
Deborah Barbour, Sandy Lake, PA - Comment 03/19/04
Oklahoma Bankers Association - Comment 03/19/04
Fahey Bank, Marion, OH - Comment 03/18/04
Shelby County State Bank, Harlan, IA, Roger Claypool - Comment 03/16/04
Grafton State Bank, Grafton, WI - Comment 03/17/04
Red River Bank, Alexandria, LA - Comment 03/18/04
Quantum National Bank, Suwanee, GA - Comment 03/16/04
Busey Bank Florida, Fort Myers, FL - Comment 03/16/04
PriorityOne Bank, Magee, MS - Comment 03/16/04
Bank of New Orleans, Metairie, LA - Comment 03/16/04
First Bank of the South, Lawrenceville, GA - Comment 03/17/04
Michigan Heritage Bank, Farmington Hills, MI - Comment 03/18/04
Soy Capital Bank and Trust Company, Decatur, IL - Comment 03/18/04
The Bank of Bloomfield Hills, Bloomfield Hills, MI - Comment 03/18/04
The Liberty National Bank, Paris, TX, Philip Cecil - Comment 03/16/04
The Liberty National Bank, Paris, TX, Carl Cecil - Comment 03/16/04
Tower Bank & Trust, Fort Wayne, IN - Comment 03/18/04
First National Bank, Portland, IN - Comment 03/17/04
First State Bank, Waynesboro, MS - Comment 03/16/04
Citizens Bank, Carthage, TN - Comment 03/16/04
BankFirst Financial Services, Macon, MS - Comment 03/16/04
Farmers National Bank, Danville, KY - Comment 03/16/04
Independent National Bank, Ocala, FL - Comment 03/17/04
Newton County Bank, Newton, MS - Comment 03/18/04
First Bank Financial Centre, Oconomowoc, WI - Comment 03/16/04
Rockwood Bank, Eureka, MO - Comment 03/17/04
Guaranty Bank & Trust Company, Huntington, WV - Comment 03/17/04
The Citizens Bank of Clovis, Clovis, NM - Comment 03/16/04
Gateway Bank and Trust, Elizabeth City, NC - Comment 03/22/04
Luis S. Barrios, Orlando, FL - Comment 03/22/04
Optimum Bank, Plantation, FL - Comment 03/2204
TotalBank, Miami, FL - Comment 03/22/04
Girard National Bank, Girard, KS - Comment 03/22/04
First National Bank, Ames, IA - Comment 03/22/04
Green Belt Bank & Trust, Iowa Falls, IA - Comment 03/22/04
First Bank, Alma, MI - Comment 03/22/04
Sevier County Bank, Sevierville, TN, Becky Chambers - Comment 03/22/04
Sevier County Bank, Sevierville, TN, Jessica Mintz - Comment 03/22/04
Sevier County Bank, Sevierville, TN, Elizabeth Jones - Comment 03/22/04
Mercantile Trust Savings Bank - Comment 03/22/04
Hinsbrook Bank & Trust, Willowbrook, IL - Comment 03/17/04
Citizens Bank, Red Boiling Springs, TN, Rose Ellen Rich - Comment 03/18/04
Citizens Bank, Red Boiling Springs, TN, Jane Tandy - Comment 03/18/04
Citizens Bank, Red Boiling Springs, TN, Christina Reagan - Comment 03/18/04
Citizens Bank, Red Boiling Springs, TN, Ronnie Brown - Comment 03/18/04
Katahdin Trust Company, Presque Isle, ME, Kevin Plourde - Comment 03/16/04
Citizens State Bank, New Baltimore, MI - Comment 03/16/04
Jeff Davis Bank & Trust Company, Jennings, LA - Comment 03/16/04
United Bank, Griffin, GA - Comment 03/18/04
First State Bank, Middlebury, IN - Comment 03/16/04
Four Corners Community Bank, Farmington, NM - Comment 03/18/04
1st National Bank of Arizona, Scottsdale, AZ - Comment 03/16/04
1st National Bank Ames, Ames, IA - Comment 03/16/04
Northwestern Bank, Chippewa Falls, WI - Comment 03/16/04
Northpointe Bank, Grand Rapids, MI - Comment 03/16/04
Logansport Savings Bank, Logansport, IN - Comment 03/16/04
Saratoga National Bank & Trust Company, Saratoga Springs, NY - Comment 03/16/04
Affirmed Housing Group, Escondido, CA - Comment 03/16/04
Norwalk Fair Housing Advisory Commission, Norwalk, CT - Comment (PDF) 03/18/04
National Association for the Advancement of Colored People, Jackson, TN - Comment 03/19/04
Northeast Bank, Auburn, NE - Comment (PDF) 03/18/04
Premier Community Bank, Marion, WI - Comment 03/17/04
Cameron State Bank, Lake Charles, LA - Comment 03/15/04
Bank of New Albany, New Albany, MS - Comment 03/17/04
Security National Bank, Durand, WI - Comment 03/16/04
First State Bank, Happy, TX - Comment 03/16/04
Belinda Lee - Comment 03/23/04
South Westerly Tenants Organization  - Comment 03/24/04
Security National Bank, Omaha, NE - Comment 03/24/04
First National Bank, Mitchell, SD - Comment 03/24/04
Prairie State Bank, Augusta, KS - Comment 03/24/04
First Bank & Trust Co., Duncan, OK - Comment 03/24/04
Alexandria Affordable Housing Corporation - Comment 03/24/04
Virginia Bankers Association, Richmond, VA - Comment 03/23/04
Hawaii National Bank, Honolulu, HI - Comment 03/23/04
Bank of Terrell, Dawson, GA - Comment 03/22/04
El Paso Hispanic Chamber of Commerce, El Paso, TX - Comment 03/23/04
John Kimble, Princeton University - Comment 03/23/04
Village Bank, St. George, UT - Comment 03/19/04
Mississippi Valley Neighborhood Housing Service, Davenport, IA - Comment 03/23/04
Rural Opportunities Inc, Rochester, NY - Comment 03/23/04
Bertie, Martin and Washington CDC, Jamesville, NC - Comment 03/23/04
Community Action Committee of the Lehigh Community, Bethlehem, PA - Comment 03/23/04
Rural Opportunities, Inc. - Puerto Rico Division, Adjuntas, PR - Comment 03/23/04
Couleecap Inc., Westby, WI - Comment 03/23/04
Nevada Fair Housing Center, Inc., Las Vegas, NV - Comment 03/23/04
Latino Leadership, Inc., Orlando, FL - Comment 03/23/04
Victorious Living Centers, Las Vegas, NV - Comment 03/23/04
Planters Bank & Trust Company, Indianola, MS - Comment 03/23/04
Community Bank of Nevada, Las Vegas, NV - Comment 03/23/04
American Gateway Bank, Port Allen, LA - Comment 03/23/04
Delaware Community Reinvestment Action Council, Wilmington, DE - Comment 03/23/04
LEED Council, Chicago, IL - Comment 03/23/04
Community Reinvestment Association of North Carolina, Durham, NC - Comment 03/23/04
First Home Plus - Comment 03/23/04
ILCA, Washington, DC - Comment 03/23/04
John Lewis Community Service, Davenport, IA - Comment 03/23/04
First Nations Development Institute, Fredericksburg, VA - Comment 03/23/04
Comerciantes Unidos para el Desarrollo Comunitario de Camuy, Inc.,
Camuy, PR - Comment
03/23/04
Puerto Rico Community Action Association - Comment 03/24/04
United States Conference of Mayors - Comment 03/24/04
Community Bank of Florida - Comment 03/24/04
Destin Bank - Comment 03/24/04
Farmers & Merchants Bank & Trust, Burlington, IA - Comment 03/24/04
American & Latinamerican Services Corp. - Comment 03/25/04
Central Bank, Stillwater, MN - Comment 03/25/04
Dawn Moskowitz, Burlington, VT - Comment 03/25/04
Glenwood State Bank, Glenwood, IA - Comment 03/25/04
Kansas Bankers Association, Topeka, KS - Comment 03/25/04
Carol Wayman, Washington, DC - Comment 03/25/04
Kathleen Kovacs, Toledo, OH - Comment 03/25/04
California Community Economic Development Association, Ralph Lippman - Comment 03/25/04
Capitol Bancorp Limited - Comment 03/26/04
Anthony Pucci, Bow, NH - Comment 03/26/04
Ellen Allen, Midlothian, VA - Comment 03/26/04
Jim Lawrence, Teague, TX - Comment 03/26/04
John Stringer, Marion, VA - Comment 03/26/04
Sheryl McClenathan, Cedar Rapids, IA - Comment 03/26/04
Sandra Camillocci, Bloomsburg, PA - Comment 03/26/04
Jim Payne, Carthage, TX - Comment 03/26/04
Steven Handke, Everest, KS - Comment 03/26/04
Farmers State Bank, Center, TX - Comment (PDF) 03/25/04
Lexington State Bank, Lexington, NC - Comment 03/23/04
Citizens State Bank, Chesterfield, MI - Comment 03/19/04
Gulfstream Business Bank, Stuart, FL- Comment 03/23/04
Citizens State Bank, Finley, ND - Comment 03/22/04
Patricia Barnes, Columbus, OH - Comment 03/26/04
Orwin Draeger, Scandinavia, WI - Comment 03/26/04
Metairie Bank & Trust Company, Metairie, LA - Comment 03/26/04
David McComb, Orlando, FL - Comment 03/26/04
Community Bank, Dunlap, IA, Jay T. Randall - Comment 03/26/04
CAP Services, Inc. - Comment 03/26/04
Cornerstone Bank, Overland Park, KS - Comment 03/26/04
Gaye Landreth, Grundy, VA - Comment 03/26/04
Local Economic & Employment Development [LEED] Council, Chicago, IL - Comment 03/26/04
State Central Bank - Comment 03/26/04
Rodger Van Loenen, Phillipsburg, KS - Comment 03/26/04
First National Bank of Alachua, Alachua, FL - Comment 03/22/04
First Citrus Bank, Tampa, FL - Comment 03/22/04
Shelby County State Bank, Harlan, IA - Comment 03/23/04
Gulf Coast Bank & Trust Company, New Orleans, LA - Comment 03/23/04
Community Bank & Trust, Waco, TX - Comment 03/23/04
Community Trust Bank, Hiram, GA - Comment 03/22/04
Citizens Bank & Trust Company, Van Buren, AR - Comment 03/23/04
Legend Bank, Bowie, TX - Comment 03/23/04
First Bank Financial Center, Oconomowoc, WI, Rick Vander Veen - Comment 03/23/04
Bank of Ann Arbor, Ann Arbor, MI, Peter F. Schork - Comment 03/23/04
Bank of Ann Arbor, Ann Arbor, MI, Mark J. Slade - Comment 03/23/04
Bank of Ann Arbor, Ann Arbor, MI, Lawrence A. Grace - Comment 03/23/04
First National Bank in Cannon Falls, Cannon Falls, MN, Paul Bringgold - Comment 03/23/04
First National Bank in Cannon Falls, Cannon Falls, MN, Edward Bouwman - Comment 03/23/04
First National Bank in Cannon Falls, Cannon Falls, MN, Robert C. Byrne - Comment 03/23/04
First National Bank in Cannon Falls, Cannon Falls, MN, John G. Wegmann - Comment 03/23/04
First National Bank in Cannon Falls, Cannon Falls, MN, Paula K. Hogan - Comment 03/23/04
David L. Conrad, Putnam, CT - Comment 03/29/04
New Peoples Bank, Inc., Honaker, VA - Comment 03/29/04
Chris Graham, Duncan, OK - Comment 03/29/04
Richard Horton, Oklahoma City, OK - Comment 03/29/04
Gene Miles, Converse, IN - Comment 03/29/04
Maurice F. Winkler III, Auburn, IN - Comment 03/29/04
First Farmers Bank & Trust - Comment 03/29/04
Elizabeth A. Walden, Sheridan, IN - Comment 03/29/04
James L. Saner, Sr., Greensburg, IN - Comment 03/29/04
David Eikenberry, Converse, IN - Comment 03/29/04
Brent Clifton, Grabill, IN - Comment 03/29/04
Keith Hill, Kokomo, IN - Comment 03/29/04
Steve Ploetz, Prairie de Sac, WI - Comment 03/29/03
Mark Schroeder, Jasper, IN - Comment 03/29/04
Jack Ellis, Elk River, MN - Comment 03/29/04
Mid-Missouri Bank, Springfield, MO - Comment 03/29/04
Rod Lasley, North Salem, IN - Comment 03/29/04
Gene D. Adams, Seymour, TX - Comment 03/29/04
Beth Tilley, Tipton, IN - Comment 03/29/04
Legacy Bank, Hinton, OK - Comment 03/29/04
Charles Isch, Berne, IN - Comment 03/29/04
Ramona Gebauer, Belleville, IL - Comment 03/29/04
Heritage Bank, Wood River, NE - Comment 03/29/04
Robert Hakes, Minonk, IL - Comment 03/29/04
Linn State Bank, Linn, MO - Comment 03/29/04
Merrill Templin, Wabash, IN - Comment 03/29/04
Marlborough Savings Bank, Marlborough, MA - Comment 03/29/04
Clinton National Bank, Clinton, IA - Comment 03/29/04
Norman Lavengood, Amboy, IN - Comment 03/29/04
Independent Bankers Association of Texas, Austin, TX - Comment 03/29/04
John Norris, Amboy, IN - Comment 03/30/04
Impact Seven, Inc. - Comment 03/30/04
Pasadena Development Corporation - Comment 03/30/04
Dan Immergluck, Grand Rapids, MI - Comment 03/30/04
North Dakota Bankers Association - Comment 03/30/04
Northpointe Bank, Grand Rapids, MI, Thomas Sall - Comment 03/30/04
Citizens Community Bank, Pocatello, ID - Comment 03/30/04
Tim Renie, Kokomo, IN - Comment 04/01/04
Gateway Bank & Trust - Comment 04/01/04
Peoples State Bank, Prairie du Chien, WI - Comment 04/01/04
Washington-Morgan Counties Community Action, Marietta, OH - Comment 03/31/04
Nebraska Bankers Association, Lincoln, NE - Comment 03/31/04
Minnesota Bankers Association, Edina, MN - Comment 03/31/04
Community Reinvestment Acceptance Group, Gaithersburg, MD - Comment 03/31/04
Peoples State Bank, Prairie du Chien, WI, Karin L. Yeomans - Comment 03/31/04
Linda A. Feeney, Sheridan, IN - Comment 03/31/04
Noelle Melton - Comment 03/31/04
Ron Douglas - Comment 03/31/04
Peoples State Bank, Prairie du Chien, WI - Comment 03/31/04
Jesse Van Tol, Madison, WI - Comment 03/31/04
Farmers & Merchants Bank & Trust, Burlington, IA - Comment 03/31/04
Lawyers Committee for Civil Rights Under Law of the Boston Bar Assoc. - Comment (PDF) 03/30/04
Pratt Area Community Council, Brooklyn, NY - Comment (PDF) 03/30/04
Nevada Fair Housing Center, Las Vegas, NV - Comment (PDF) 03/30/04
Community Reinvestment Association of North Carolina, Durham, NC, Mavis Hill - Comment (PDF) 03/30/04
NC Justice Center, Raleigh, NC - Comment (PDF) 03/30/04
Women's Development Center, Las Vegas, NV - Comment (PDF) 03/30/04
Rubin, Herbert, DeKalb, IL - Comment (PDF) 03/30/04
Office of the Commissioner of Viequez & Culebra, San Juan, PR - Comment (PDF) 03/30/04
Community Action Development Corporation of Bethlehem, Bethlehem, PA - Comment (PDF) 03/31/04
Advocate Coummunity Development Corp., Philadelphia, PA - Comment (PDF) 03/31/04
Rural Housing, Inc., Albuquerque, NM - Comment (PDF) 03/31/04
Northwest Indiana Coummunity Reinvestment Alliance, Hammond, IN - Comment (PDF) 03/31/04
East Carolina CDC, Florence, SC, Rosa Fore - Comment (PDF) 03/31/04
East Carolina CDC, Florence, SC, Leo Woodberry - Comment (PDF) 03/31/04
Nevada Fair Housing Center, Inc., Las Vegas, NV - Comment (PDF) 04/01/04
Community Reinvestment Association of North Carolina, Durham, NC, Eva Wiggins - Comment (PDF) 04/01/04
Jeffery Plies, Davenport, IA - Comment (PDF) 04/01/04
Charlene Allen, Waldorf, MD - Comment (PDF) 04/01/04
American Community Partnerships, Washington, DC - Comment (PDF) 03/16/04
First National Bank, Goodland, KS - Comment (PDF) 03/17/04
Ohio Bankers League, Columbus, OH - Comment (PDF) 03/25/04
Fahey Bank, Marion, OH, Ruth Coda - Comment (PDF) 03/30/04
Fahey Bank, Marion, OH, Dawn Walker - Comment (PDF) 03/30/04
Fahey Bank, Marion, OH, Head Teller - Comment 03/30/04
Fahey Bank, Marion, OH, Staci Wilson - Comment 03/19/04
Fahey Bank, Marion, OH, Janet Coleman - Comment 03/19/04
Fahey Bank, Marion, OH, Lauri Hohen - Comment 03/23/04
Fahey Bank, Marion, OH, C. M. Carroll - Comment 03/23/04
Fahey Bank, Marion, OH, Carol Gorden - Comment 03/23/04
Fahey Bank, Marion, OH, Judy L. Bill - Comment 03/23/04
Fahey Bank, Marion, OH, Jim Bean - Comment 03/23/04
Fahey Bank, Marion, OH, Deborah Rodman - Comment 03/25/04
Fahey Bank, Marion, OH, Shirley Loving - Comment 03/25/04
Fahey Bank, Marion, OH, Laura Burggraf - Comment 03/25/04
Fahey Bank, Marion, OH, Terry Wallace - Comment 03/25/04
Fahey Bank, Marion, OH, Miriam Reed - Comment 03/25/04
Fahey Bank, Marion, OH, Kimberly Manley - Comment 03/25/04
Fahey Bank, Marion, OH, Controller - Comment 03/19/04
Bank of Ann Arbor, Ann Arbor, MI, John Foster - Comment 03/23/04
Shelby County State Bank, Harlan, IA, Randy Coenen - Comment 03/23/04
Thomas H. DeWire - Comment 04/01/04
Meramec Valley Bank, Ellisville, MO - Comment 04/01/04
Tonya Kienow - Comment 04/01/04
Peoples State Bank, Prairie du Chien, WI, Lori Hullermann - Comment 04/01/04
Damini Sharma - Comment 04/01/04
Ravi Rangan - Comment 04/01/04
Community Economic Development Association of Michigan - Comment 04/01/04
Association for Children of New Jersey, Newark, NJ - Comment 04/01/04
Washington Heights and Inwood Development Corporation - Comment 04/01/04
Union County Economic Development Corporation - Comment 04/01/04
Jon Jones - Comment 04/01/04
Patricia Lewis - Comment 04/01/04
National Community Capital Association, Philadelphia, PA - Comment 04/01/04
Business Outreach Centre Network, Brooklyn, NY, Nancy Carin - Comment 04/01/04
Artika Rangan - Comment 04/01/04
Community Bank of Dearborn, Dearborn, MI - Comment 04/01/04
Eastwood Bank, Kasson, MN - Comment 04/01/04
City of Cleveland, OH - Comment 04/01/04
Joe Pierce - Comment 04/01/04
New York Bankers Association - Comment 04/01/04
Joshua Van Tol - Comment 04/01/04
Tanya Dixit - Comment 04/01/04
Yamini Dixit - Comment 04/01/04
National NeighborWorks Association - Comment 04/01/04
Laura Berg - Comment 04/01/04
David Lawrence - Comment 04/01/04
National Community Reinvestment Coalition - Comment 04/01/04
Karen Barsell - Comment 04/01/04
Central State Bank, Muscatine, IA - Comment 04/02/04
Jennifer Regan - Comment 04/02/04
Suzanne Keyser, Kilmarnock, VA - Comment 04/02/04
John Taylor, West Roxbury, MA - Comment 04/02/04
Kitsap Bank, Port Orchard, WA - Comment 04/02/04
Alex Primm, Rolla, MO - Comment 04/02/04
Tucson Learn2$ave Program, Tucson, AZ - Comment 04/02/04
Delaware Community Reinvestment Action Council, Inc., Wilmington, DE - Comment 04/02/04
National Association of Affordable Housing Lenders - Comment 04/02/04
Debbie Booth, Salt Lake City, UT - Comment 04/02/04
Betty Folliard, Golden Valley, MN - Comment 04/02/04
Deborah A. Buck, Geneva, IL - Comment 04/02/04
Allan Schmid, East Lansing, MI - Comment 04/02/04
Dee Walsh, Portland, OR - Comment 04/02/04
Angel Garcia, Brooklyn, NY - Comment 04/02/04
Scott Fraser, Stoneham, MA - Comment 04/02/04
Neighborhood Economic Development Corporation, Mesa, AZ - Comment 04/02/04
Roger M. Hansen, New Hampton, IA - Comment 04/02/04
Capital District Community Loan Fund, Inc., Albany, NY - Comment 04/02/04
Portland Community Reinvestment Initiatives, Inc., Portland, OR - Comment 04/02/04
Nebraska Microenterprise Partnership Fund, Walthill, NE - Comment 04/02/04
Amy Davidson, San Francisco, CA - Comment 04/02/04
Ronald Scott, Troy, OH - Comment 04/02/04
SJF Ventures, Durham, NC - Comment 04/02/04
Madison Park Development Corporation - Comment 04/02/04
Paul Hill, Elk City, OK - Comment 04/02/04
Alexandria Affordable Housing Corporation, Alexandria, LA - Comment 04/02/04
Lower Cape Cod Community Development Corporation, North Eastham, MA - Comment 04/02/04
Natasha Bauman - Comment 04/05/04
Craig Traino - Comment 04/05/04
First National Bank of Scotia, Scotia, NY - Comment 04/05/04
Stephen Makeovec - Comment 04/05/04
Impact Capital - Comment 04/05/04
Michal Cann - Comment 04/05/04
Neighbors Helping Neighbors, Inc., Brooklyn, NY - Comment 04/05/04
Golden Rule Foundation - Comment 04/05/04
Community Reinvestment Institute Alumni Association - Comment 04/05/04
Julia Rubin, New Brunswick, NJ - Comment 04/05/04
California Resources and Training, Oakland, CA - Comment 04/05/04
Aquinnah Wampanoag Tribal Housing Authority, Chilmark, MA - Comment 04/05/04
Anna Jean - Comment 04/05/04
Myron Crispino - Comment 04/05/04
California Bankers Association, San Francisco, CA - Comment 03/25/04
Bank of Sun Prairie, Sun Prairie, WI - Comment 03/25/04
Wilmington Savings Fund Society, Wilmington, DE - Comment 03/25/04
Guaranty Bank & Trust Company, Belzoni, MS - Comment 03/25/04
Bank of Commerce, Sarasota, FL - Comment 03/25/04
Howards Grove Bank, Howards Grove, WI - Comment 03/25/04
Security State Bank, Pearsall, TX, Larry Neal - Comment 03/31/04
Security State Bank, Pearsall, TX, Abel Trevino - Comment 03/31/04
Security State Bank, Pearsall, TX, Buck Newsom - Comment 03/31/04
Security State Bank, Pearsall, TX, A. R. Galloway - Comment 03/31/04
Security State Bank, Pearsall, TX, Mike Wilson - Comment 03/31/04
Security State Bank, Pearsall, TX, Clayton A. Neal - Comment 03/31/04
First National Bank in Cannon Falls, Cannon Falls, MN, David C. Von - Comment 03/26/04
First National Bank in Cannon Falls, Cannon Falls, MN, Mary Jill Duncan - Comment 03/26/04
First National Bank in Cannon Falls, Cannon Falls, MN, Gary Johnson - Comment 03/30/04
First National Bank in Cannon Falls, Cannon Falls, MN, Jerry Sibert - Comment 03/30/04
First National Bank in Cannon Falls, Cannon Falls, MN, Elaine Scharpen - Comment 03/30/04
First National Bank in Cannon Falls, Cannon Falls, MN, Machelle Anderson - Comment 03/30/04
First National Bank in Cannon Falls, Cannon Falls, MN, Veronica Stockwell - Comment 03/31/04
First National Bank in Cannon Falls, Cannon Falls, MN, Barry Johnson - Comment 03/31/04
First National Bank in Cannon Falls, Cannon Falls, MN, Cynthia A. Adolph - Comment 03/31/04
First National Bank in Cannon Falls, Cannon Falls, MN, Harris W. Waller - Comment 03/31/04
CEI Ventures Inc., Portland, ME - Comment 03/31/04
Bank of the Pacific, Aberdeen, WA - Comment 03/31/04
Evergreen Community Bank, Evergreen Park, IL - Comment 03/31/04
Southern Mutual Help Association, Inc., New Iberia, LA - Comment 03/31/04
Southern Research & Development Corp., New Iberia, LA - Comment 03/31/04
Franklin Savings Bank, Franklin, NH - Comment 03/30/04
Gwinnett Banking Company, Lawrenceville, GA - Comment 03/30/04
City of Springfield, Ohio, Springfield, OH - Comment 03/30/04
First National Bank, Pierre, SD - Comment 03/30/04
Hastings City Bank, Hastings, MI - Comment 03/30/04
Robert Lamprey, Marlborough, MA - Comment 04/05/04
Southwest Fair Housing Council, Tucson, AZ - Comment 04/05/04
Alternatives Federal Credit Union, Ithaca, NY - Comment 04/05/04
Ruth Cavanagh - Comment 04/05/04
Chesapeake Financial Shares, Kilmarnock, VA - Comment 04/05/04
Bank of Akron, Akron, NY - Comment 04/05/04
Kenosha Housing Authority - Comment 04/05/04
First Volunteer Bank of Tennessee, Chattanooga, TN - Comment 04/05/04
Jennifer Lyman - Comment 04/05/04
Paul Adamski, Stevens Point, WI - Comment 04/05/04
Housing Association of Delaware Valley, Philadelphia, PA - Comment 04/05/04
Coalition of Community Development Financial Institutions - Comment 04/05/04
Clark Compliance Company - Comment 04/05/04
Burt County State Bank, Tekamah, NE - Comment 04/05/04
Farmers State Bank, Marion, IA - Comment 04/05/04
Laura Casoni - Comment 04/05/04
Itasca Bank & Trust Co., Itasca, IL - Comment 04/05/04
Bank of Marion, Marion, VA - Comment 04/05/04
Bob Lewis, Albion, MI - Comment 04/06/04
Wells Fargo & Company - Comment 04/06/04
First State Bank, Athens, TX - Comment 04/06/04
Community Action Partnership of San Bernardino County - Comment 04/06/04
Phil Sedgwick, Phoenix, AZ - Comment 04/06/04
James R. Wells, Jr., Fort Lauderdale, FL - Comment 04/06/04
Marina Rota, Washington, DC - Comment 04/06/04
Omni Bank, Metairie, LA - Comment 04/06/04
MainSource Financial Group - Comment 04/06/04
Michael Roach, Boise, ID - Comment 04/06/04
Consumer Bankers Association - Comment 04/06/04
Independent Community Bankers of America - Comment 04/06/04
Conference of State Bank Supervisors - Comment 04/06/04
Northwest Side Community Development Corporation, Milwaukee, WI - Comment 04/06/04
Metropolitan Housing Coalition, Louisville, KY - Comment 04/06/04
Michael T. Van Alstine - Comment 04/06/04
University of Connecticut School of Law, Hartford, CT - Comment 04/06/04
Lisa Rohmer, Franingham, MA - Comment 04/06/04
City of Wilmington, Wilmington, DE - Comment 04/06/04
Markus Miller, Lenexa, KS - Comment 04/06/04
BankIowa, Independence - Comment 04/06/04
Natallie Keiser, Atlanta, GA - Comment 04/06/04
Bartow County Bank, Cartersville, GA, Laura Willbanks - Comment 04/06/04
Community Bank of Marion County, Ocala, FL - Comment 04/06/04
Bartow County Bank, Cartersville, GA, Gary Fox - Comment 04/06/04
Phillip Howard, Winfield, AL - Comment 04/06/04
Farhad Niami - Comment 04/06/04
ACCION NY - Comment 04/06/04
Community Bank of Marion County, Ocala, FL, Hugh Dailey - Comment 04/06/04
Ruth Rogers, Stoneham, MA - Comment 04/06/04
Metropolitan Milwaukee Fair Housing Council, Milwaukee, WI - Comment 04/06/04
Los Angeles, LDC., Inc., Los Angeles, CA - Comment 04/06/04
Connecticut Housing Coalition, Wethersfield, CT - Comment 04/06/04
Joseph Coderre, Southbridge, MA - Comment 04/06/04
Northern Nevada Community Housing Resource Board, Washoe County, NV - Comment 04/06/04
Peoples Bank Co., Coldwater, OH - Comment 04/06/04
ShoreBank - Comment 04/06/04
Carolyn Olney, Eagle Rock, CA - Comment 04/06/04
Bartow County Bank, Cartersville, GA, Jacqueline Croft - Comment 04/06/04
Solutions Community Development Corporation, Holyoke, MA - Comment 04/06/04
Astor Place Neighborhood Association, Jersey City, NJ - Comment 04/06/04
Western New York Law Center, Inc., Buffalo, NY - Comment 04/06/04
Rural Communities, New Iberia, LA - Comment 04/06/04
Patrick McGoldrick, Macon, GA - Comment 04/06/04
St. Joseph Health System, Rancho Santa Margarita, CA - Comment 04/06/04
Elizabeth Glenshaw, New Hampshire - Comment 04/06/04
Mary Ann Gaido, Irvine, CA - Comment 04/06/04
Community Economic Development Association of Michigan, Lansing, MI - Comment 04/06/04
Congress of the United States, Louise Slaughter - Comment 04/06/04
Illinois Facilities Fund, Chicago, IL - Comment 04/06/04
Centro de la Comunidad, Inc., Baltimore, MD - Comment 04/06/04
Legacy Bank - Comment 04/06/04
National Hispanic Leadership Agenda, Washington, DC - Comment 04/06/04
Tanager Financial Services Inc., Waltham, MA - Comment 04/06/04
Stephen Eberhart, Fort Payne, AL - Comment 04/06/04
James Carr, New York, NY - Comment 04/06/04
Dan Puckett, Birmingham, AL - Comment 04/06/04
Wayne Stroessner, Random Lake, WI - Comment 04/06/04
Robin Cummings, Cullman, AL - Comment 04/06/04
Tulalip Tribes Housing Authority - Comment 04/06/04
Cynthia Jurosek, Billings, MT - Comment 04/06/04
Small Business Finance, San Diego, CA - Comment 04/06/04
Orange County Community Housing Corporation, Santa Ana, CA - Comment 04/06/04
Economic Justice Project, New York Law School, New York, NY - Comment 04/06/04
Trillium Asset Management, Inc., Boston, MA - Comment 04/06/04
North Middlesex Savings Bank, Ayer, MA, Warren Chase - Comment 04/06/04
North Middlesex Savings Bank, Ayer, MA, Frank Gracia - Comment 04/06/04
Citizens Bank Tri-Cities, Elizabethton, TN - Comment 04/08/04
H. G. Hayes, Jr., Geneva, AL - Comment 04/06/04
Farmers State Bank, Marion, IA - Comment 04/06/04
Selby William, Stevenson, AL - Comment 04/06/04
William Caspar Graustein Memorial Fund, Washington, DC - Comment 04/06/04
Bank of Tokyo-Mitsubishi, New York, NY - Comment 04/06/04
Independent Bankers of Colorado, Denver, CO - Comment 04/06/04
Woodstock Institute in Chicago, Shashi Menon - Comment 04/06/04
Scott Kirk, Rainsville, AL - Comment 04/06/04
May Matthews - Comment 04/06/04
Donny Traylor, Fort Payne, AL - Comment 04/06/04
Jack Lovelady, Stevenson, AL - Comment 04/06/04
Delaware Community Reinvestment Action Council - Comment 04/06/04
Mike Ellenburg, Stevenson, AL - Comment 04/06/04
Bedford Goodwin, Bessemer, AL - Comment 04/06/04
Tony Arocho - Comment 04/06/04
Valley Community Development Corporation - Comment 04/06/04
Neighborhood Reinvestment Corporation - Comment 04/06/04
Edward Clouse, Blanchard, OK - Comment 04/06/04
Mike Washburn, Birmingham, AL - Comment 04/06/04
Action for a Better Community, Inc. - Comment 04/06/04
Philip Gipson, Lafayette, AL - Comment 04/06/04
Okaloosa County Branch NAACP, Fort Walton Beach, FL - Comment 04/06/04
Iowa Bankers Association, Johnston, IA - Comment 04/06/04
Clark Vollan, Willmar, MN - Comment 04/06/04
Sisters of the Sorrowful Mother International Finance, Inc., Brown Deer, WI - Comment 04/06/04
Liberty Savings Bank, F.S.B., Pottsville, PA - Comment (PDF) 04/16/04
Cross County Federal Savings Bank, Middle Village, NY - Comment (PDF) 03/29/04
North Carolina Community Action Association, Raleigh, NC - Comment (PDF) 03/30/04
First Columbia Bank & Trust Co., Bloomsburg, PA - Comment (PDF) 03/30/04
Colorado East Bank & Trust, Lamar, CO - Comment (PDF) 03/29/04
Mercy Housing, Denver, CO - Comment (PDF) 03/29/04
Tioga State Bank, Spencer, NY, Ronald E. Dougherty - Comment (PDF) 03/26/04
Tioga State Bank, Spencer, NY, Edward E. Jackson - Comment (PDF) 03/26/04
Housing & Community Development Network of New Jersey, Trenton, NJ - Comment (PDF) 03/26/04
Community Bankers of Wisconsin, Madison, WI - Comment (PDF) 03/30/04
Community Action Committee of the Lehigh Valley, Bethlehem, PA - Comment (PDF) 03/30/04
Pacific Liberty Bank, Huntington Beach, CA - Comment (PDF) 03/30/04
Middleton Community Bank, Middleton, WI - Comment (PDF) 03/30/04
Zions Bank, St. George, UT - Comment (PDF) 03/30/04
Woodstock Institute, Chicago, IL, Malcom Bush - Comment (PDF) 03/30/04
Comerciantes Unidos para el Desarrollo Comunitario de Camuy, Inc., Camuy, PR - Comment (PDF) 03/26/04
Bank of Ann Arbor, Ann Arbor, MI, Thomas Kallewaard - Comment (PDF) 03/26/04
Bank of Ann Arbor, Ann Arbor, MI, William Broucek - Comment (PDF) 03/26/04
Coastal Enterprises, Inc., Wiscasset, ME - Comment (PDF) 03/26/04
First Independent Bank of Nevada, Reno, NV, Grant Markham - Comment (PDF) 03/29/04
BirminghamBusiness Resource Center, Birmingham, AL - Comment (PDF) 04/01/04
Tioga State Bank, Spencer, NY, Ralph Kelsey - Comment (PDF) 03/31/04
Greater Rochester Housing Partnership, Rochester, NH, Jean Lowe - Comment (PDF) 04/01/04
Redwood Community Action Agency, Eureka, CA - Comment (PDF) 04/01/04
Northern Circle Indian Housing Authority, Ukiah, CA - Comment (PDF) 03/31/04
Community Bankers Association of Indiana, Indianapolis, IN - Comment (PDF) 04/06/04
County Corp, Dayton, OH - Comment (PDF) 04/06/04
Congress of the United States, Nydia Velazquez - Comment (PDF) 04/06/04
Caniccor Research, San Francisco, CA - Comment (PDF) Amendment to Comment (PDF) 04/06/04
Scott Schulke - Comment (PDF) 04/06/04
Shelby County State Bank, Harlan, IA, Mathew Freund - Comment (PDF) 04/06/04
Community Bankers Association of Ohio, Columbus, OH - Comment (PDF) 04/06/04
North San Diego NAACP, Oceanside, CA - Comment (PDF) 04/06/04
First National Bank, Columbus, NE - Comment (PDF) 04/06/04
Tagiugmiullu Nunamiullu Housing Authority, Barrow, AK - Comment (PDF) 04/06/04
Community Reinvestment Association of North Carolina, Durham, NC - Comment (PDF) 04/05/04
Fair Housing Council, Panorama City, CA - Comment (PDF) 04/06/04
Esperanza Community Housing Corporation, Los Angeles, CA - Comment (PDF) 04/02/04
California Province of the Society of Jesus, Los Gatos, CA - Comment (PDF) 04/07/04
Standing Rock Housing Authority, Fort Yates, ND - Comment (PDF) 04/07/04
National American Indian Housing Council (Saginaw Chippewa Indian Tribe) - Comment (PDF) 04/06/04
National American Indian Housing Council (Tonkawa Tribe of Oklahoma) - Comment (PDF) 04/06/04
Lawyers' Committee for Civil Rights Under Law, Washington, DC - Comment (PDF) 04/06/04
Wisconsin Province of the Society of Jesus, Milwaukee, WI - Comment (PDF) 04/06/04
Ms. Foundation for Women, New York, NY - Comment (PDF) 04/06/04
PPEP Microbusiness and Housing Development Corp, Tucson, AZ - Comment (PDF) 04/06/04
United Neighborhood Housing Corp, Scranton, PA - Comment (PDF) 04/06/04
National Council on Agricultural Life & Labor Research Fund, Dover, DE - Comment (PDF) 04/06/04
Sisters of St. Joseph of Carondelet - Comment (PDF) 04/06/04
Karen Fitzsimmons, Davenport, IA - Comment (PDF) 04/06/04
Frank Holst, Davenport, IA - Comment (PDF) 04/06/04
Shelley Sheehy, Davenport, IA - Comment (PDF) 04/06/04
Eileen Sheehy, Dyersville, IA - Comment (PDF) 04/06/04
Corinthian Housing Development Corp, Newark, NJ - Comment (PDF) 04/06/04
Los Angeles Neighborhood Housing Services, Los Angeles, CA - Comment (PDF) 04/05/04
North Penn Legal Services, Scranton, PA - Comment (PDF) 04/05/04
First National Bank South Dakota, Yankton, SD - Comment (PDF) 04/05/04
Cherokee State Bank - Comment (PDF) 04/05/04
ShoreBank Corp, Chicago, IL - Comment (PDF) 04/06/04
Shelby County State Bank, Harlan, IA, Tim Meyer,  - Comment (PDF) 04/02/04
Shelby County State Bank, Harlan, IA, Kathy Mahlberg - Comment (PDF) 04/02/04
Shelby County State Bank, Harlan, IA, Jeff Hundt - Comment (PDF) 04/02/04
Shelby County State Bank, Harlan, IA, Jim Zimmerman - Comment (PDF) 04/02/04
Platte Valley State Bank & Trust Co, Kearney, NE - Comment (PDF) 04/02/04
Washington County Bank - Comment (PDF) 04/06/04
Rural Community Assistance Corporation, West Sacramento, CA - Comment (PDF) 04/04/04
Coalition of Neighborhoods, Cincinnati, OH - Comment (PDF) 04/02/04
Utah Bankers Association - Comment (PDF) 04/06/04
Lincoln Action Program, Lincoln, NE - Comment (PDF) 04/06/04
Land of Lincoln Legal Assistance Foundation, East St. Louis, IL - Comment (PDF) 04/06/04
Community Development Venture Capital Alliance, New York, NY - Comment (PDF) 04/06/04
Pennsylvania Bankers Association, Harrisburg, PA - Comment (PDF) 04/06/04
Community Service Programs of West Alabama, Tuscaloosa, AL - Comment (PDF) 04/06/04
First National Bank, Mifflintown, PA - Comment (PDF) 04/06/04
Huron Community Bank, East Tawas, MI - Comment (PDF) 04/06/04
Bank Center First - Comment (PDF) 04/08/04
Consumer Mortgage Coalition, Washington, DC - Comment (PDF) 04/06/04
Northrim Bank, Anchorage, AK - Comment (PDF) 04/04/04
BancorpSouth, Tupelo, MS - Comment (PDF) 04/04/04
Grand Bank & Trust of Florida, West Palm Beach, FL - Comment (PDF) 04/08/04
Union Colony Bank, Greeley, CO - Comment (PDF) 04/02/04
Fremont National Bank & Trust Co, Fremont, NE - Comment (PDF) 04/06/04
Raymond Schmidt, Milwaukee, WI - Comment (PDF) 04/06/04
John P. Kleiderer, Washington, DC - Comment (PDF) 04/06/04
Housing Research & Advocacy Center, Cleveland, OH - Comment (PDF) 04/06/04
Jesuits of the Missouri Province, St. Louis, MO - Comment (PDF) 04/05/04
First Nations Development Institute, Fredericksburg, VA - Comment (PDF) 04/06/04
Corporation to Develop Communities of Tampa, Inc., Tampa, FL - Comment (PDF) 04/06/04
Lawrence C. Broadwell, Chevy Chase, MD - Comment 04/06/04
Westbay Community Action - Comment 04/06/04
Stephanie Bast, New York, NY - Comment 04/06/04
David Grillo, New York, NY - Comment 04/06/04
Mark Treskon - Comment 04/06/04
National Fair Housing Alliance, Washington DC - Comment 04/06/04
Wisconsin Partnership for Housing Development - Comment 04/06/04
New Hampshire Community Loan Fund - Comment 04/06/04
ACORN, Washington, DC - Comment 04/06/04
Community Action Resource and Development - Comment 04/06/04
Gates Little, Gadsden, AL - Comment 04/06/04
Adrian Dominican Sisters - Comment 04/06/04
Bret Whiteside, Haleyville, AL - Comment 04/06/04
Enterprise Foundation - Comment 04/06/04
Toya Jones, Brooklyn, NY - Comment 04/06/04
Neighborhood Economic Development Advocacy Project, New York, NY- Comment 04/06/04
Sargent Shriver National Center on Poverty Law - Comment 04/06/04
Enterprise Corporation of the Delta, Jackson, MS - Comment (PDF) 04/06/04
Wisconsin Bankers Association, Madison, WI - Comment (PDF) 04/06/04
Westchester Residential Opportunities, Inc., White Plains, NY - Comment (PDF) 04/07/04
Luis F. Gomez, Orlando, FL - Comment (PDF) 04/08/04
Detroit Province of the Society of Jesus, Detroit, MI - Comment (PDF) 04/08/04
Lumbee Revitalization & Community Development Corp, Pembroke, NC - Comment (PDF) 04/08/04
World Savings, Oakland, CA - Comment (PDF) 04/08/04
National Council of La Raza, Washington, DC 20036 - Comment (PDF) 04/08/04
Neighborhood House, Inc., Wilmington, DC - Comment (PDF) 04/08/04
City-County Reinvestment Task Force, San Diego, CA - Comment (PDF) 04/08/04
La Casa de Don Pedro, Newark, NJ - Comment (PDF) 04/08/04
Martin O'Malley, Baltimore, MD - Comment (PDF) 04/08/04
National League of Cities, Washington, DC - Comment 04/06/04
Phoenix Management Systems, Chicago, IL - Comment 04/06/04
David Canon, Jr., Opelika, AL - Comment 04/06/04
Dennis Upchurch, Russellville, AL - Comment 04/06/04
Kori Schneider, Milwaukee, WI - Comment 04/06/04
Cecil Batchelor, Russellville, AL - Comment 04/06/04
Housing Resources Commission, Providence, RI - Comment 04/06/04
Hawaii Fair Lending Coalition - Comment 04/06/04
Lois Courtney - Comment 04/06/04
Jonathan Burr - Comment 04/06/04
Domini Social Investments LLC - Comment 04/06/04
Association for Neighborhood & Housing Development, New York, NY - Comment (PDF) 04/06/04
Jane Addams Hull House Association - Comment (PDF) 04/06/04
WomenRising, Jersey City, NJ - Comment (PDF) 04/01/04
Germantown Trust & Savings Bank, Breese, IL - Comment (PDF) 04/05/04
Concordia Bank & Trust Co., Vidalia, LA - Comment (PDF) 03/30/04
Housing Development Corp. of Northwest Oregon, Hillsboro, OR - Comment (PDF) 04/01/04
Joyce J. Probst, Springfield, IL - Comment (PDF) 04/01/04
Jesuit Conference, Washington, DC - Comment (PDF) 04/06/04
Allston Brighton Community Development Corp, Allston, MA - Comment (PDF) 04/06/04
Donald B. Eager & Associates, LLC, Lancaster, OH - Comment (PDF) 04/06/04
NBRS Financial, Rising Sun, MD - Comment (PDF) 04/02/04
Tri-County Community Partnership Corp, Massillon, OH - Comment (PDF) 04/06/04
Maryland Province of the Society of Jesus, Baltimore, MD - Comment (PDF) 04/05/04
Millennium Fund, LLC - Comment ( PDF) 04/05/04
Teresa M. Welborn, San Francisco, CA - Comment (PDF) 04/06/04
Association of Oregon Community Development Organizations - Comment (PDF) 04/06/04
National American Indian Housing Council, Washington, DC - Comment (PDF) 04/06/04
Neighborhood Housing Services of New York City, New York, NY - Comment (PDF) 04/06/04
Edgemont Neighborhood Coalition, Inc., Dayton, OH - Comment (PDF) 04/05/04
City of Chicago, Department of Housing, Chicago, IL - Comment (PDF) 04/05/04
Financial Service Centers of America, Hackensack, NJ - Comment (PDF) 04/05/04
Lorain County Reinvestment Coalition, Lorain, OH - Comment (PDF) 04/05/04
Chicago Appleseed Fund For Justice, Chicago, IL - Comment (PDF) 04/05/04
Community Action Partnership of Greater St. Joseph, St. Joseph, MO - Comment (PDF) 04/04/04
UJAMMA, Inc. Charlotte, NC - Comment (PDF) 04/06/04
Hilltown Community Development Corp, Chesterfield, MA - Comment (PDF) 04/04/04
National Association of Home Builders, Washington, DC - Comment 04/06/04
Comerica, Inc. - Comment 04/06/04
State Bank of Southern Utah - Comment 04/06/04
J. D. Von Pischke, Reston, VA - Comment (PDF) 04/02/04
LaSalle Bank Corporation, Chicgao, IL - Comment 04/06/04
University Neighborhood Housing Program, Bronx, NY - Comment 04/06/04
Local Initiatives Support Corporation, Washington, DC - Comment 04/06/04
Austin Adkins, Hamilton, AL - Comment 04/06/04
National Community Development Association - Comment 04/06/04
National Federation of Community Development Credit Unions, New York, NY - Comment 04/06/04
Megan K. Doyle - Comment 04/06/04
Walter Birdwell, Carthage, TN - Comment 04/06/04
Rodney Sanchez, Milwaukee, WI - Comment 04/06/04
Robert A. Verble, Sparta, TN - Comment 04/06/04
Oregon Housing & Community Services - Comment 04/06/04
Koanne Williams, Hamilton, AL - Comment 04/06/04
Joint Reinvestment Committee of Cypress Hills and City Line - Comment 04/06/04
Frank Gunn, Macon, GA - Comment 04/06/04
Bobby Sorrells, Russellville, AL - Comment 04/06/04
Greater Rochester Community Reinvestment Coalition, Rochester, NY - Comment (PDF) 04/06/04
Grand Bank & Trust of Florida, West Palm Beach, FL - Comment (PDF) 04/01/04
Philadelphia Association of Community Development Corporations, Philadelphia, PA - Comment (PDF) 04/02/04
Missouri Independent Bankers Association North Kansas City, MO - Comment (PDF) 04/05/04
Tioga State Bank, Spencer, NY - Comment (PDF) 04/07/04
California Association for Microenterprise Opportunity, Oakland, CA - Comment (PDF) 04/06/04
Microcredit Group of Central New York, Inc, Syracuse, NY - Comment (PDF) 04/06/04
United Neighborhood Centers of Lackawanna County, Inc, Scranton, PA - Comment (PDF) 04/05/04
National Community Reinvestment Coalition - Comment (PDF) 04/02/04
American Bankers Association, Washington, DC - Comment (PDF) 04/06/04
Financial Services Roundtable, Washington, DC - Comment (PDF) 04/06/04
Inner City Press Community on the Move & Fair Finance Watch - Comment (PDF) 04/05/04
FPB Bancorp, Inc, Port St. Lucie, FL - Comment (PDF) 03/26/04
North Avenue Community Development Corp, Milwaukee, WI - Comment 04/06/04
Jamison Williams - Comment 04/06/04
Share Our Selves - Comment 04/06/04
America's Community Bankers, Washington, DC - Comment 04/06/04
SJF Ventures, Durham, NC - Comment 04/06/04
National Consumer Law Center - Comment 04/06/04
Richard S. Stewart, Detroit, MI - Comment 04/06/04
New Jersey League of Community Bankers, Cranford, NJ - Comment 04/06/04
JPMorganChase, New York, NY - Comment 04/06/04
National Community Investment Fund, Chicago, IL - Comment 04/06/04
Legal Assistance Foundation of Metropolitan Chicago, Chicago, IL - Comment 04/06/04
Center For Economic Progress, Chicago, IL - Comment 04/06/04
South Brooklyn Legal Services, Brooklyn, NY - Comment 04/06/04
Community Financial Services Association of America, Alexandria, VA - Comment 04/06/04
Housing Network, Providence, RI - Comment 04/06/04
Greater Milwaukee Foundation, Milwaukee, WI - Comment 04/06/04
H. Reed Moore, Talladega, AL - Comment 04/06/04
William Harrison, Columbiana, AL - Comment 04/06/04
Lawrence E. Erickson, Framingham, MA - Comment 04/06/04
Office of Advocacy - U.S. Small Business Administration - Comment 04/06/04
Fairness in Rural Lending, Sparta, WI - Comment (PDF) 04/06/04
State Bank of Southern Utah, Cedar City, UT, Ronald W. Heaton - Comment (PDF) 03/31/04
Bank of the South, Mt. Juliet, TN - Comment 04/06/04
Leadership Council for Metropolitan Open Communities - Comment 04/06/04
South Carolina Appleseed Legal Justice Center, Columbia, SC - Comment (PDF) 03/31/04
Peoples State Bank, Prairie du Chien, WI, Mary Jaynes - Comment 03/31/04
Peoples State Bank, Prairie du Chien, WI - Deborah Johanningmeier - Comment 03/31/04
Peoples State Bank, Prairie du Chien, WI -  Comment 03/31/04
David Allen, Holton, KS - Comment 03/31/04
Ladd Van Tol, Portland, OR - Comment 03/31/04
Peg Eekhoff, Sioux Center, IA - Comment 03/31/04
North Carolina Fair Housing Center - Comment 03/31/04
Western Bank - Comment 03/31/04
Peoples State Bank, Prairie du Chien, WI, Franklin A. Weeks -  Comment 03/31/04
Peoples State Bank, Prairie du Chien, WI, Stephen E. Welter -  Comment 03/31/04
Peoples State Bank, Prairie du Chien, WI, Roger Osterhaus -  Comment 03/31/04
Richard Donovan, Stoneham, MA - Comment 03/31/04
Palos Bank and Trust, Palos Heights, IL - Comment 04/13/04
First Security Bank, Bozeman, MT - Comment 04/13/04
Redding Bank of Commerce, Redding, CA - Comment 04/13/04
Bank of North Carolina, Thomasville, NC - Comment 04/13/04
Affinity Bank, Wyomissing, PA - Comment 04/13/04
Branch Banking & Trust Co., Charlotte, NC - Comment 04/13/04
Farmers & Merchants State Bank, Archbold, OH - Comment 04/13/04
Brentwood Bank, Bethel Park, PA, Thomas Bailey - Comment 04/13/04
Brentwood Bank, Bethel Park, PA, John Cost - Comment 04/13/04
California Bank & Trust, San Diego, CA - Comment 04/13/04
Bank of Ann Arbor, Ann Arbor, MI, Barbara Furman - Comment 04/08/04
Farmers & Merchants State Bank, Langdon, ND - Comment 03/30/04
First International Bank & Trust, Watford City, ND, Stephen Stenehjem - Comment 03/30/04
Athol Savings Bank, Athol, MA - Comment 04/06/04
Peoples Bank & Trust Co. of Madison County, Berea, KY, Sheila Fields - Comment 04/06/04
Peoples Bank & Trust Co. of Madison County, Berea, KY, Patrick Ballinger - Comment 04/06/04
Peoples Bank & Trust Co. of Madison County, Berea, KY, Larry Harrison - Comment 04/06/04
Cape Cod Five Cents Savings Bank, Orleans, MA - Comment 04/06/04
Katahdin Trust Company, Presque Isle, ME - Comment 03/26/04
Heritage Bank, Salem, MA - Comment 04/01/04
West Alabama Bank & Trust, Reform, AL, Karen Black - Comment 03/30/04
West Alabama Bank & Trust, Reform, AL, William Finney - Comment 03/30/04
West Alabama Bank & Trust, Reform, AL, Brenda Manning - Comment 03/30/04
West Alabama Bank & Trust, Reform, AL, Mark Prater - Comment 03/30/04
West Alabama Bank & Trust, Reform, AL, Rhonda Swedenburg - Comment 03/30/04
West Alabama Bank & Trust, Reform, AL, Vicki Morton - Comment 03/30/04
Community Bank, Bradenton, FL - Comment 03/27/04
Republic First Bank, Philadelphia, PA - Comment 03/26/04
First Bank of Delaware, Wilmington, DE - Comment 03/26/04
Helm Bank, Miami, FL - Comment 03/26/04
Central Bank of Kansas City, Kansas City, MO - Comment 03/26/04
Eagle Bank, Everett, MA - Comment 03/31/04
Maine Bank & Trust, Portland, ME - Comment 03/31/04
Village Bank and Trust, Lake Zurich, IL - Comment 03/31/04
State Bank of Countryside, Countryside, IL - Comment 04/01/04
Flagship Bank and Trust Company, Worcester, MA - Comment 04/02/04
Bank of Commerce and Trust Company, Crowley, LA - Comment 04/02/04
First National Bank South Dakota, Mitchell, SD, Peggy Joslin - Comment 04/02/04
Columbia Trust Bank, Pasco, WA - Comment 03/30/04
Fahey Bank, Marion, OH, Amanda Frey - Comment 03/30/04
Fahey Bank, Marion, OH, Prudy Wilson - Comment 03/30/04
Fahey Bank, Marion, OH, Melanie A. Mahlee - Comment 03/30/04
Fahey Bank, Marion, OH, Susan Miller - Comment 03/30/04
Fahey Bank, Marion, OH, Anita Von Kaenel - Comment 03/30/04
Fahey Bank, Marion, OH, Donna Ball - Comment 03/30/04
Fahey Bank, Marion, OH, Systems Analyst - Comment 03/30/04
Fahey Bank, Marion, OH, Vice President- Comment 03/30/04
Fahey Bank, Marion, OH, Betty Richards - Comment 03/30/04
Fahey Bank, Marion, OH, Tammy Kelly - Comment 03/30/04
Fahey Bank, Marion, OH, Margo Tarkett - Comment 03/30/04
Fahey Bank, Marion, OH, Karen Scott - Comment 03/30/04
Fahey Bank, Marion, OH, Dan Dunlap - Comment 03/30/04
Fahey Bank, Marion, OH, Judy Lowry - Comment 03/30/04
Fahey Bank, Marion, OH, Steven Smith - Comment 03/30/04
Fahey Bank, Marion, OH, Cathy Branham - Comment 03/30/04
Fahey Bank, Marion, OH, Pam Weiser - Comment 03/30/04
Fahey Bank, Marion, OH, Sandra Mitchell - Comment 03/30/04
Fahey Bank, Marion, OH, Sherry Goodman - Comment 03/30/04
Fahey Bank, Marion, OH, Carol Poston - Comment 03/30/04
Fahey Bank, Marion, OH, Jessica Rice - Comment 03/30/04
Fahey Bank, Marion, OH, Peggy Cameron - Comment 03/30/04
Fahey Bank, Marion, OH, Jenni Mulvey - Comment 03/30/04
Fahey Bank, Marion, OH, Assistant Vice President - Comment 03/30/04
Fahey Bank, Marion, OH, Cheryl Starcher- Comment 04/08/04
Fahey Bank, Marion, OH, Rhonda Kisar - Comment 04/12/04
Fahey Bank, Marion, OH, Deborah Fosmargh - Comment 04/13/04
Fahey Bank, Marion, OH, Martha Richards - Comment 04/13/04
Florida Latino Community Reinvestment Coalition - Comment 04/06/04
Fair Housing Council of Northern New Jersey, Hackensack, NJ - Comment (PDF) 04/06/04
Baltimore Hispanic Chamber of Commerce, Baltimore, MD - Comment (PDF) 04/06/04
Reliance Bank, Altoona, PA, Jack Musser - Comment (PDF) 04/16/04
Reliance Bank, Altoona, PA, Dennis Doll - Comment (PDF) 04/16/04
Valley Bank & Trust, Brighton, CO, Donna Petrocco - Comment (PDF) 04/15/04
Valley Bank & Trust, Brighton, CO, Douglas Scherrer - Comment (PDF) 04/15/04
Valley Bank & Trust, Brighton, CO, Julie Dirrim - Comment (PDF) 04/15/04
Valley Bank & Trust, Brighton, CO, James Mathews - Comment (PDF) 04/15/04
American National Bank, Omaha, NE - Comment (PDF) 04/16/04
Tule River Indian Housing Authority, Porterville, CA - Comment (PDF) 04/16/04
MB Financial Bank, Chicago, IL - Comment (PDF) 04/16/04
Farmers State Bank, Marion, IA - Comment 04/13/04
Ralph Coffman, Jackson, OH - Comment 04/13/04
Grady Bedwell, Jackson, AL - Comment 04/13/04
Tredway Shurling, Macon, GA - Comment 04/13/04
Starion Financial, Bismarck, ND, Deb Zeeb - Comment 04/13/04
Starion Financial, Mandan, ND, Mary Erman - Comment 04/13/04
Starion Financial, Ellendale, ND, Judy Holmgren - Comment 04/13/04
Royce Ogle, Boaz, AL - Comment 04/13/04
Starion Financial, Mandan, ND, Jay Feil - Comment 04/13/04
Starion Financial, Bismarck, ND, Craig Larson - Comment 04/13/04
Starion Financial, Bismarck, ND, Curt Walth - Comment 04/13/04
Center for Responsible Lending, Washington, DC - Comment (PDF) 04/08/04
AARP, Washington, DC, David Certner - Comment (PDF) 04/13/04
Chicanos Por La Causa, Inc., Phoenix, AZ - Comment (PDF) 04/13/04
Bridgewater Savings, Raynham, MA, James C. Lively - Comment (PDF) 04/13/04
Patterson Park Community Development Corporation, Baltimore, MD - Comment (PDF) 04/14/04
Hartford Community Development Authority, Hartford, WI - Comment (PDF) 04/13/04
First National Bank in Fleetwood, Fleetwood, PA - Comment (PDF) 04/13/04
Massachusetts Bankers Association, Boston, MA - Comment (PDF) 04/13/04
Atlanta Neighborhood Development Partnership, Inc., Atlanta, GA - Comment (PDF) 04/13/04
Grand Bank & Trust of Florida, West Palm Beach, FL - Comment (PDF) 04/13/04
United Communities Against Poverty, Capitol Heights, MD - Comment (PDF) 04/20/04
Reliance Bank, Altoona, PA, Brian H. Lehman - Comment (PDF) 04/16/04
Reliance Bank, Altoona, PA, Timothy P. Sissler - Comment (PDF) 04/16/04
Massachusetts Affordable Housing Alliance, Dorchester, MA - Comment (PDF) 04/26/04
Bank of Little Rock, Little Rock, AR - Comment (PDF) 04/13/04
Leadership Council for Metropolitan Open Communities, Chicago, IL - Comment (PDF) 04/13/04
Fannie Mae, Washington, DC - Comment 04/13/04
Community Bank of Oak Park River Forest, Oak Park, IL - Comment 04/21/04
Fresno West Coalition for Economic Development - Comment 04/13/04
Independent Bank Corporation - Comment 04/27/04
Julie Crump, McKinney, TX - Comment 04/08/04
United Community Bank of North Dakota - Comment 04/08/04
Episcopal Community Development, Newark, NJ - Comment 04/08/04
Bank Center First, Bismarck, ND - Comment 04/08/04
Faith Community United Credit Union, Cleveland, OH - Comment 04/08/04
Dana Pannett, Bridgeton, MO - Comment 04/08/04
Interagency Consumer Group EGRPRA Meeting - Comment 04/19/04
Atlantic Stewardship Bank, Midland Park, NJ - Comment (PDF) 04/30/04
City of Oakland, Oakland, CA - Comment (PDF) 04/10/04
Valley Bank of Kalispell, Kalispell, MT - Comment 04/16/04
Bank of Akron, Akron, NY - Comment 04/16/04
Commonwealth National Bank, Worcester, MA - Comment 04/16/04
SuttonBank, Attica, OH - Comment 04/22/04
John Lewis Community Services, Davenport, IA, Dawn Teter - Comment 04/22/04
Houghton State Bank, Red Oak, IA - Comment 04/22/04
Roundbank, Waseca, MN - Comment 04/22/04
Down River Alliance - Comment 04/14/04
Bank of St. Edward, St. Edward, NE - Comment 04/14/04
Bank of Wisconsin Dells, Wisconsin Dells, WI - Comment 04/12/04
Bank of Tokyo-Mitsubishi, New York, NY - Comment 04/12/04
First South Bank, Spartanburg, SC - Comment 03/30/04
Housing & Services Inc., New York, NY - Comment 04/21/04
Bank of Hazlehurst, Hazlehurst, GA - Comment 03/16/04
First South Bank, Spartanburg, SC - Comment 03/30/04
Montecito Bank & Trust Co., Santa Barbara, CA - Comment 04/27/04
Gulf Coast Bank & Trust Company, St. Charles, LA - Comment 05/18/04
Randolph Bank and Trust Company, Asheboro, NC - Comment (PDF) 03/26/04
Elizabeth Freeman, Sevierville, TN - Comment 03/22/04
Rita Hamrick, Sevierville, TN - Comment 03/22/04
Amanda Schiller, Sevierville, TN - Comment 03/22/04
Devon McKinzie, Sevierville, TN - Comment 03/22/04
Mercantile Trust and Savings Bank - Comment 03/22/04
CRA Qualified Investment Test Coalition - Comment 03/25/04
Red River Bank, Alexandria, LA, Teddy Price - Comment 03/25/04
Red River Bank, Alexandria, LA, Christopher J. Rich - Comment 03/25/04
Red River Bank, Alexandria, LA, Willie P. Obey - Comment 03/25/04
Red River Bank, Alexandria, LA, Don L. Thompson - Comment 03/25/04
Red River Bank, Alexandria, LA, Kirk D. Cooper - Comment 03/25/04
Red River Bank, Alexandria, LA, Barry D. Hines - Comment 03/25/04
Red River Bank, Alexandria, LA, John C. Simpson - Comment 03/25/04
Red River Bank, Alexandria, LA, Johnny Hebert - Comment 03/25/04
Red River Bank, Alexandria, LA, H. Lindsey Torbett - Comment 03/25/04
Community Bank of Broward County, Weston, FL - Comment 03/31/04
Peoples State Bank, Prairie du Chien, WI, Connie Hudson - Comment 03/31/04
Peoples State Bank, Prairie du Chien, WI, Barb Stram - Comment 03/31/04
Peoples State Bank, Prairie du Chien, WI, Jolene Poots - Comment 03/31/04
Peoples State Bank, Prairie du Chien, WI, Franklin Weeks - Comment 03/31/04
Chicopee Savings Bank, Chicopee, MA - Comment 04/15/04
Peoples State Bank, Prairie du Chien, WI, Mark Forsythe - Comment 03/31/04
Gayle Aspenson - Comment 03/31/04
Peoples State Bank, Prairie du Chien, WI, Thomas White -  Comment 03/31/04
Bobby L. Hoeft, Jr, Fairmont, NE - Comment 04/07/04
Toni Dwyer, Irvine, CA - Comment 04/07/04
Robert Redmond, Macon, GA - Comment 04/07/04
Kenneth H. Thomas - Comment (PDF) 03/29/04
First National Bank of Northern California, San Francisco, CA - Comment (PDF) 04/06/04
Tioga State Bank, Spence, NY, Mark Dixson - Comment 03/25/04
Tioga State Bank, Spence, NY, William H. Ransom, III - Comment 03/25/04
Tioga State Bank, Spence, NY, Robert M. Fisher - Comment 03/25/04
Premier Community Bank, Marion, WI, Richard Pamperin - Comment 03/25/04
First-Lockhart National Bank, Lockhart, TX, Kenneth Sneed - Comment 03/25/04
Southern Missouri Bank, Poplar Bluff, MO, Adrian Rushing - Comment 03/25/04
Premier West Bank, Medford, OR, John Anhorn - Comment 03/25/04
Leaders Bank, Oak Brook, IL, James Lynch - Comment 03/25/04
Jackson-Madison County Branch, NAACP, Jackson TN - Comment 03/19/04
Senators Paul S. Sarbanes, Christopher J. Dodd, and others - Comment 05/17/04
Last Updated 11/26/2004 regs@fdic.gov