From: Sheila Willis [mailto:SWillis@cicchicago.com]
Sent: Wednesday, September 15, 2004 12:33 PM
To: Comments
Subject: CRA
AGAINST the proposed rule change.
Standard CRA regulations should continue to apply to banks with assets
at or above the $250 million level, not the proposed $1 billion.
Community needs will not be served if the change goes through.
Without CRA, communities will suffer a significant loss of investment;
please keep the rule as it has been.