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Laws & Regulations

Federal Register Publications

Notice to Those Submitting Comments

Comments received, including any personal information provided, may be posted without change. Comments must be submitted in the body of the email to Comments@FDIC.gov or as a PDF attachment; hyperlinked comments will not be accepted. Commenters should submit only information that the commenter wishes to make available publicly. The FDIC may review, redact, or refrain from posting all or any portion of any comment that it may deem to be inappropriate for publication, such as irrelevant or obscene material. The FDIC may post only a single representative example of identical or substantially identical comments, and in such cases will generally identify the number of identical or substantially identical comments represented by the posted example. All comments that have been redacted, as well as those that have not been posted, that contain comments on the merits of this notice will be retained in the public comment file and will be considered as required under all applicable laws. All comments may be accessible under the Freedom of Information Act.

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Date FDIC Federal Register Publications Volume/Page

Approval Requirements for Issuance of Payment Stablecoins by Subsidiaries of FDIC-Supervised Insured Depository Institutions
12 CFR Part 303 RIN 3064–AG20
Notice of proposed rulemaking

Summary: The Federal Deposit Insurance Corporation (FDIC) is soliciting comments on a proposal that would establish procedures to be followed by an insured State nonmember bank or State savings association (each, an FDIC-supervised institution) that seeks to obtain FDIC approval to issue payment stablecoins through a subsidiary pursuant to the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act). 

Comment Period End: February 17, 2026

Submit Comment

Special Assessment Collection
12 CFR Part 327 RIN 3064–AG24
Interim final rule and request for comment

Comment Period End: January 20, 2026

Submit Comment

Agency Information Collection Activities: Proposed Collection Renewal; Comment Request

  • Application to Retire or Reduce Capital
    OMB Number: 3064–0079
    Form Number: None
  • Forms Relating to FDIC Outside Counsel, Legal Support and Expert Services Programs
    OMB Number: 3064–0122
    Form Number: See table
  • Recordkeeping for Timely Deposit Insurance Determination
    OMB Number: 3064–0202
    Form Number: None

Comment Period End: February 13, 2026

Submit Comment

Agency Information Collection Activities: Proposed Collection Renewal; Comment Request

  • Home Mortgage Disclosure (HMDA)
    OMB Number: 3064–0046
    Form Number: None
  • Management Official Interlocks
    OMB Number: 3064–0118
    Form Number: None
  • Funding and Liquidity Risk Management
    OMB Number: 3064–0174
    Form Number: None
  • Appraisals for Higher-Priced Mortgage Loans
    OMB Number: 3064–0188
    Form Number: None

Notice and request for comment

Comment Period End: February 9, 2026

Submit Comment

Request for Information: Streamlining the Call Report
RIN 3064–ZA51
Request for information and comment

Comment Period End: January 30, 2026

Submit Comment

Regulatory Capital Rule: Revisions to the Community Bank Leverage Ratio Framework
12 CFR Part 324 RIN 3064–AG17
Notice of proposed rulemaking

Summary: The OCC, Board, and FDIC request comments on a proposal that would lower the community bank leverage ratio (CBLR) requirement for certain depository institutions and depository institution holding companies from 9 percent to 8 percent, consistent with the lower bound provided in the Economic Growth, Regulatory Relief, and Consumer Protection Act. The proposal would also extend the length of time that certain depository institutions or depository institution holding companies can remain in the CBLR framework while not meeting all the qualifying criteria from two quarters to four quarters, subject to a limit of eight quarters in any five-year period.

Comment Period End: January 30, 2026

Submit Comment Read Comments

Last Updated: December 9, 2025